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Looking for business rewards that you can use for award tickets, hotel stays, or cash back? Flexible points are the best way to go. You can convert points to airline miles or hotel points, redeem them through a bank’s travel portal, or even redeem them for statement credits or gift cards. Transferring points to airline partners usually brings outsized value on a per point basis. The flexibility is key here, which is why we always recommend earning flexible points so you have a number of different redemption options. The best flexible points are Amex Membership Rewards points, Chase Ultimate Rewards points, Citi ThankYou points, or Capital One miles.
Here are the best business credit card offers with flexible points available today:
Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Select business categories include:
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Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
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Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Earn unlimited 2X miles per dollar on every purchase
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
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Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other purchases
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Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Earn 2X Membership Rewards® points on everyday business purchases. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
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Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.