Best Airline Business Credit Cards

Compare Business Credit Cards For Airlines

Delta SkyMiles® Reserve Business American Express Card

Limited Time Offer: Earn 200,000 Bonus Miles. Offer ends 11/4/26.
  • Annual Companion Certificate
  • Upgrade Priority
  • First Checked Bag Free
Apply Now
Rates & Fees | Terms Apply.
This card won’t be for everyone, but if you’re a Delta loyalist who wants to earn MQDs through credit card spend and values SkyClub access, this is a great option. The SkyClub access and companion certificate can more than cover the annual fee, and then there are many other benefits to enjoy.

Earn 3 miles per dollar on eligible Delta purchases.

Foreign Transaction Fee: None
Annual Fee: $650
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
  • Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
  • Save 15% when booking Award Travel with miles on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Enjoy your first checked bag free on Delta flights worldwide - and on domestic Delta flights, your second bag flies free too.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
  • Terms and limitations apply.
Earn 200,000 Delta SkyMiles

Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

Southwest® Rapid Rewards® Performance Business Credit Card

Earn 80,000 points
  • Earn 4x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • No Foreign Transaction Fees
Learn More >
Terms Apply.
If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer.

Earn 4X pts on Southwest® purchases.

Earn 2 points for every $1 you spend at gas stations and restaurants

Earn 2X points on hotel accommodations booked directly with the hotel

Earn 2X points on local transit and commuting, including rideshare.

Foreign Transaction Fee: None
Annual Fee: $299
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • Earn 2X points on hotel accommodations booked directly with the hotel
  • Earn 2X points on local transit and commuting, including rideshare.
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
  • Member FDIC
Earn 80,000 Southwest Rapid Rewards

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

United Business Card

United℠ Business Card

Earn up to 100,000 bonus miles and 2,000 PQP
  • Earn 8x total miles on eligible United flights
  • Annual Travel Credit
  • Anniversary Bonus Miles
Learn More >
Terms Apply.
I love seeing card issuers get more creative with benefits, especially for loyal customers. For example, I think it’s innovative how they’re offering bonus miles if you have both a personal and business United credit card and how they’re offering a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.

8x total miles on eligible United flights.

2x miles on all other eligible United® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.

Foreign Transaction Fee: $0
Annual Fee: $150
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
  • $150 Annual Fee.
  • 8x total miles on eligible United flights.
  • 2x miles on all other eligible United® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $200 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • Save 10% or more when booking flights with miles. Premier members save even more.
  • Member FDIC

Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

Atmos™ Rewards Visa Signature® Business Card

Limited-time: 70,000 bonus point + Companion Fare offer
  • 3 points per dollar spent on eligible Alaska Airlines & Hawaiian Airlines purchases
  • Earn a Companion Fare
  • Free Checked Bag Benefit
Learn More >
The Atmos Business Card is nearly identical to the Ascent Card in terms of its welcome bonus, annual fee, and core perks, with the primary difference being that it's a business card and earns 2x points on shipping rather than streaming. One major advantage is that it doesn't count toward Chase 5/24, and anecdotally is one of the easiest business cards to get approved for. There's a strong case for holding both this card and the Ascent Card simultaneously, since doing so can yield two $99 Companion Fares per year. It's best for small business owners who already hold a personal Atmos card and want to double up on companion fare benefits.

Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.

Earn 2 points for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.

Earn 1 point per $1 spent on all other purchases.

Foreign Transaction Fee: N/A
Annual Fee: $70 for the company and $25 per card
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Limited-time online offer: Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
  • Earn another Companion Fare ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
  • Free checked bag for any cardholder and up to 6 guests on the same reservation when you pay for your flight with your card – that’s a savings of $70 per person roundtrip!
  • Preferred boarding for any cardholder when you pay for your Alaska Airlines or Hawaiian Airlines flight with an Atmos™ Rewards Business Card.
  • Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn 2 points for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases. Earn 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® business account.
  • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your Atmos™ Rewards Business Card.
  • Get $100 off an annual Alaska Lounge+ Membership purchased with your Atmos™ Rewards Business Card.
  • Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Limited-time online offer: Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.

Delta SkyMiles® Gold Business American Express Card

Limited Time Offer: Earn 90,000 Bonus Miles. Offer ends 11/4/26.
  • Earn 2x SkyMiles on purchases directly with Delta
  • First Checked Bag Free
  • Priority Boarding
Apply Now
Rates & Fees | Terms Apply.
This card can be worth holding onto for the first checked bag free, priority boarding, inflight savings, access to Pay With Miles, Amex Offers, and more. In other words, for someone who flies Delta occasionally and qualifies for small business cards, I think this is the best card to get, and the benefits can more than offset the annual fee.

Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of eligible purchases per category, per year.

Earn 2 Miles on every eligible dollar spent on purchases made directly with Delta and on every eligible dollar spent at restaurants.

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $150
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
  • $0 introductory annual fee for the first year, then $150
  • Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of eligible purchases per category, per year.
  • Earn 2 Miles on every eligible dollar spent on purchases made directly with Delta and on every eligible dollar spent at restaurants.
  • Earn 1 Mile on every eligible dollar spent on other purchases.
  • Enjoy your first checked bag free on Delta flights worldwide for you and up to 8 travel companions in your reservation. Plus, as a Basic Card Member, you can check your second bag for free on domestic Delta flights.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • NEW: Earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold Business Card to pay for U.S. rideshare purchases with select providers. That's up to $120 back annually. Enrollment required.
  • Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • Pay no foreign transaction fees when you travel overseas.
  • Terms and limitations apply.
Earn 90,000 Delta SkyMiles

Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

Delta SkyMiles® Platinum Business American Express Card

Limited Time Offer: Earn 100,000 Bonus Miles. Offer ends 11/4/26.
  • Earn 3x SkyMiles for purchases directly with Delta
  • First Checked Bag Free
  • Annual Companion Certificate
Apply Now
Rates & Fees | Terms Apply.
This is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for the other perks.

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.

Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

Earn 1 Mile on every eligible dollar spent on other purchases.

Foreign Transaction Fee: None
Annual Fee: $350
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
  • Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Your first checked bag flies free on international and domestic Delta flights. And now, your second checked bag flies free on domestic Delta flights too.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits at over 10,000 qualifying U.S Resy restaurants for eligible purchases using your enrolled Card.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.
Earn 100,000 Delta SkyMiles

Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

Southwest® Rapid Rewards® Premier Business Credit Card

Earn 80,000 points
  • Earn 3x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • No Foreign Transaction Fees
Learn More >
Terms Apply.
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the annual fee is largely offset by the 6,000 point anniversary bonus.

Earn 3X points on Southwest Airlines® purchases.

Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year

Foreign Transaction Fee: None
Annual Fee: $149
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • Earn 3X points on Southwest Airlines® purchases.
  • Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Standard or Preferred seat within 48 hours prior to departure, when available.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
  • No foreign transaction fees.
  • Member FDIC
Earn 80,000 Southwest Rapid Rewards

Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Conversations (0)
The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Comment as a member

Membership is free and takes no more information than commenting as a guest. Earn status points for good contributions, and see fewer ads as your status grows.

Type your response here.

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Anyone can comment, and your email address will not be published. Register to save your unique username and earn special OMAAT reputation perks!

There are currently no responses to this story.
Be the first to respond.

Recent Comments The latest from the OMAAT community.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

There are currently no responses to this story.
Be the first to respond.

Meet Ben Schlappig, OMAAT Founder
5,883,136 Miles Traveled

43,914,800 Words Written

47,187 Posts Published