Let me lay out the simple case for why you should pick up this card right now if you don’t have it already. Yes, that suggestion even factors in that I most people aren’t traveling right now.
Get $250 in dining this month with the Hilton Aspire
When you’re paying a big annual fee on a credit card upfront, chances are that you want to offset it as quickly as possible. That’s why applying for this card right now makes so much sense.
One of the perks of the Hilton Aspire Card is that it offers a $250 annual Hilton resort credit. While many people may eventually get around to using that, the $250 Hilton resort credit can be used towards US restaurant purchases through August 31, 2020. This is one of the limited time credit card perks that Amex added.
In other words, if you get the card now, you’ll be able to get statement credits for $250 worth of purchases at eligible US restaurants, including takeout and delivery. This is an awesome opportunity to get value before even traveling.
Worried you’re not going to be able to spend $250 on restaurants before the end of the month? You can always buy restaurant gift cards, which not only helps support restaurants, but also helps you use this credit.
Personally I value the $250 restaurant credit more or less at face value. To me that lowers the real “out of pocket” on this card to around $200 for the first year, before factoring in any of the other perks.
The Hilton resort credit can temporarily be used at US restaurants
The other major Hilton Aspire perks you’re getting
Like I said, while there’s a $450 annual fee, the $250 Hilton resort credit can instead be used towards any US restaurant purchase through the end of August. To me that lowers the real first year out of pocket cost on the card to $200.
For that you’re getting some exceptional benefits, including:
- Hilton Honors’ top tier Diamond status for as long as you have the card
- A Hilton weekend night certificate, valid at properties costing up to 120,000 points per night; but it gets better than that, because these certificates issued right will be valid for 24 months, and can be used for stays any night of the week
- A $250 annual airline fee credit, which can be used towards all kinds of airline purchases
- A Priority Pass membership, though admittedly that’s of limited use right now
On top of all that, the card is offering a phenomenal welcome bonus of 150,000 Honors points upon completing minimum spending.
Use your free night certificate at the Waldorf Astoria Beverly Hills
Summing it all up
The Hilton Aspire Card is my favorite hotel credit card. While signing up for a high annual fee hotel credit card might seem counterintuitive, the limited time perks being offered really make this an ideal time to get the card.
Get the card now, and then you can use the $250 Hilton resort credit towards US dining through August 31. Hopefully that gets you $250 worth of value, lowering your real out of pocket cost to $200.
Then you’ll get a Hilton free night certificate that will be valid for 24 months and any day of the week. That gives you huge flexibility, and should get most people at least the additional $200 in value.
And then there are all the other perks, from Hilton Diamond status, to a $250 airline fee credit, to a Priority Pass membership.
The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Hilton Honors American Express Aspire Card (Rates & Fees).