Amex Platinum Card Benefits: $200 Annual Uber Credit

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In this post, I wanted to discuss the $200 annual Uber credit offered on American Express Platinum Card®.

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What is the Amex Platinum Card $200 Uber credit?

One of the benefits of the Amex Platinum Card is that you get a $200 annual credit with Uber valid either toward Uber rides in the United States or it can be used toward Uber Eats. Unfortunately, this isn’t just a single $200 Uber credit you can use at your convenience, but rather it comes in the form of a $15 per month Uber credit, and an additional $20 credit in December (for a total of $35 worth of Uber credits in December). So as long as you would otherwise spend at least $15 per month on Uber (and $35 in December), you should be able to maximize this.

How do you activate your Amex Platinum Card Uber credit?

Activating the Amex Platinum Card Uber credit benefit is super easy. To do so, simply add your Amex Platinum Card as a payment method through the Uber app. This can be done by opening up the app and clicking on “Payment,” and then entering the Amex Platinum Card number, expiration date, security code, and zip code of the card.

Once you’ve added the card as a payment method, you’ll get a message indicating that you’ve activated this perk.

You should also see the credit listed in your payment drop down — it should say “Amex Benefit” next to it. Uber is able to tell that the card is in fact a Platinum Card, which is how they link it.

Then when you click on the “Amex Credits” button at the bottom, you’ll see the details of your credit.

Then when you go to request a ride, you should see the credit reflected right above the button where you request a ride. Unless you change anything, that credit will automatically be applied towards the cost of a ride. If you don’t want to use the credit towards your next ride, click on the “Amex credits” area, and you’ll be able to change your payment method.

What are the restrictions on using the Amex Platinum Card Uber credit?

Each $15 Uber credit ($35 for the month of December) is valid only for the month in which it’s issued. That means the one issued on April 1 is valid through April 30.

Unlike promo codes, these credits can be applied towards multiple rides. So if you have a $10 ride and use the credit, you’ll have a residual credit of $5.

Furthermore, these credits are applied after other promo codes, which is good. In other words, if you have a promo code for referring someone to Uber, that amount would be applied, and then the credit would be applied, meaning the two are combinable.

An Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit

Do Amex Platinum Card authorized users get Uber credits?

This benefit is exclusively available to primary cardmembers on the Amex Platinum Card. However, you can apply the $200 in yearly credits to any Uber account.

To take it a step further, you can actually link multiple Amex Platinum Cards to a single Uber account. In other words, both Ford and I have Amex Platinum Cards on which we’re the primary cardmembers. We were able to link both of the cards to a single Uber account, which now has $30 in monthly Uber credits.

How much is the Amex Platinum Card Uber credit worth?

Like most things in life, it depends. If you’re someone who is boycotting Uber or who doesn’t use ridesharing apps, of course, there’s not much value to this. If you’re someone like me, who uses Uber over a dozen times a month, I value this at pretty close to face value.

I’m pleased to see this benefit can be combined with other promo codes, so to me the benefit is almost worth face value, probably around $180 or so per year.

However, if you don’t use Uber, keep in mind that you can make someone’s day by giving them your credits. Now, make sure it’s someone you trust, because they need to store your credit card number in their Uber account to keep this activated.

Bottom line

While I was worried there would be a lot of gimmicks when this perk was first introduced, however, I’ve been pleased with it.