I love seeing card issuers get more creative with benefits, especially for loyal customers. For example, I think it’s innovative how they’re offering bonus miles if you have both a personal and business United credit card, and how they’re offering a $100 United credit if you make seven purchases of select United products for $100 each.
The United Explorer Card is one of the most benefits-rich airline credit cards out there. For a low $95 annual fee (which is even waived for the first year) you get two United Club passes annually, savings on inflight purchases, a Global Entry credit, a first checked bag free, and much more.
Earn 2 miles per $1 spent on dining, hotel stays, and United purchases
Earn 2 miles per $1 spent on dining including eligible delivery services
While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles, along with all of the other ongoing benefits. Add on the huge welcome bonus and this is a spectacular product
While I think there’s big value to be had with premium credit cards that have annual fees, I know many people prefer cards with no annual fees. The United Gateway Card is a solid no annual fee airline credit card, and I’d say in the long term it compares on par to the products offered by American and Delta.