If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer. To start, the card has an incredible welcome bonus that could get you over $1,000 worth of travel on Southwest, plus it could get you close to earning the Companion Pass.
On an ongoing basis, the card is worth it as well. It has a $199 annual fee but offers 9,000 points per year (which I value at ~$120), plus four upgraded boardings per year, an incredible Wi-Fi benefit, and more. This card should pay for itself for anyone who flies Southwest with any frequency.
The Southwest Performance Business Card is exceptional. I would say it’s the single best Southwest Airlines credit card.
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the $99 annual fee is largely offset by the 6,000 point anniversary bonus.
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards.
For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more.
The Southwest Premier Card is a good mid-range credit card. You’re earning 6,000 Rapid Rewards bonus points per year, and I value those at around ~$80, getting you most of the way to covering the annual fee.
The Southwest Plus Card is a solid entry-level airline credit card. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you.
You’ll receive a 3,000 point bonus on your cardmember anniversary every year, and that gets you airfare worth over half of your annual fee. However, beyond that there’s not much benefit to this card, other than if you intend to put spending on the card.