8 Reasons To Get The British Airways Visa

Filed Under: British Airways, Chase
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The British Airways Visa Signature® Card is one of the better co-branded airline credit cards out there. It’s a card that I picked up recently myself. While I’ve written a detailed review of this card, in this post I wanted to focus specifically on the reasons you should consider getting this card.

Why You Should Get The British Airways Visa Card

The British Airways Visa has a reasonable $95 annual fee, a big welcome bonus of up to 100K Avios, and best of all, it has benefits that make the card worth holding onto long term.

Here are eight reasons you should consider picking up this card:

50,000 Avios With Minimum Spending

While the British Airways Visa offers a bonus of up to 100,000 Avios, let’s look at it in two parts, because everyone has different spending abilities.

On the most basic level, the card offers a bonus of 50,000 Avios after spending $3,000 within three months. That’s $1,000 of spending per month, which is a reasonable threshold for most people to achieve.

Redeem your Avios for travel in Qatar Airways Qsuites

Additional 50,000 Avios With Spending

In addition to the initial 50,000 Avios you can earn with spending, the card offers an additional 50,000 Avios after spending a total of $20,000 within the first year of account opening.

While that’s a significant spending requirement, it’s also a really good rate of return for those who can swing it. For the incremental $17,000 of spending (above the initial $3,000) you’d earn a total of 67,000 Avios (50,000 bonus Avios, plus the standard 17,000 Avios at the rate of one Avios per dollar spent). That’s nearly four Avios per dollar spent.

Award Surcharge Rebate

While British Airways is known for having good award availability, unfortunately, they have hefty surcharges when redeeming Avios for flights on most British Airways flights. That’s where having this card comes in handy, and the annual fee can be covered over and over.

This card offers up to $600 per year in statement credits on reward flights. You can get up to three credits per year as follows:

  • Earn a $100 statement credit for an economy or premium economy booking
  • Earn a $200 statement credit for a business class or first class booking

This only applies to British Airways awards originating in the US. So if you do redeem Avios on British Airways often, this could be really valuable.

Save on British Airways award tickets with the BA Visa

Earn A Companion Ticket

If you spend $30,000 on the card in a calendar year, you can earn a companion certificate, allowing a companion to travel with you while just paying the taxes, fees, and carrier-imposed surcharges.

This can be well worth it, particularly the first year, if you’re going to spend $20,000 on the card anyway to unlock the full bonus. In that case, we’re only talking about an incremental $10,000 of spend.

Use a companion ticket for a Club Suites redemption

Pool Avios For Great Oneworld Redemptions

One of the challenges that many people have with a credit card strategy is that they earn rewards in too many programs, and then don’t actually have enough in any one program to redeem.

Well, the great thing here is that there are lots of credit cards that can earn you Avios, as you can also transfer over points from Amex Membership Rewards and Chase Ultimate Rewards.

There are so many great ways to redeem Avios, whether you’re looking to travel on British Airways, or on one of their partners with lower surcharges.


Redeem your Avios for travel in Aer Lingus A321LR business class

A 10% Discount On Revenue Flights

As you can see above, you can save on award flights with British Airways by having this card. But you can also save on revenue flights.

The card offers a 10% discount on British Airways flights originating in the US. Technically this is limited time and valid for bookings through March 31, 2020. However, it has been extended in the past, and I wouldn’t be surprised if it’s extended again.

Save on British Airways fares with the BA Visa

Car Rental Coverage

The British Airways Visa offers primary car rental coverage outside the US, while it offers secondary car rental coverage in the US. This applies to damage up to the cost of most rental car vehicles. Make sure you read the full cardmember agreement for details.

Access To Chase Offers

Chase Offers has been getting more and more useful lately. With this, you can save money for purchases with select retailers by enrolling your card and then making an eligible purchase. This new feature is available on most Chase cards, though all cards have different offers.

So the more cards you have, the better the odds of getting good deals.

Tip: Get The Virgin Atlantic Mastercard As Well

The British Airways Visa is only one of two compelling US credit cards from a British airline. The Virgin Atlantic World Elite Mastercard® is a fantastic card a well, with a great welcome bonus of up to 80K points, and benefits that can make it worth holding onto. There are lots of reasons to get the card.

If you’re only considering one of these cards, you can read a comparison of the two cards here.

Fly Virgin Atlantic’s A350 Upper Class

Bottom Line

The British Airways Visa has an excellent bonus of up to 100K Avios, and with the new benefits that were recently added, this card is more worthwhile than ever before, in my opinion. I just picked up the card myself, and I’d recommend others consider getting it as well.

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Comments
  1. “British Airways is known for having good award availability,”

    Not my experience. Very hard to use points.

  2. I signed up for this card in Feb of this year. Do I get the same statement credit and 10% off BA flights perks as I would if I signed up today?

  3. Lucky I don’t see that $600/year rebate on surcharges on chase’s website. Is that still available?
    That should be posted on chase.com

  4. The cost of a round trip business class ticket from SFO-LHR is 125,000 avios plus $1,550 fees!!!!!
    I consistently find cash prices on BA.com for the same flight costing around $2,600 for Business Class. So the 125,000 avios is only worth around $1,000 (less then a penny) at this redemption which is a terrible value.

  5. @Jacob let me be cutthroat with you. based on your comment, you have no idea how to use the avios program to your AAdvantage. because you lack subject matter expertise, you make shortsighted conclusions representing the majority of TPG n00bs. in this game, you must first have goals. then reverse engineer the miles accrual/redemption process to fit your goals. then your schedule has to be flexible because many extreme exploit techniques require it. then you decide which strategy best fits your life needs. if your primary strat for SFO-LHR is 125,000 avios plus $1,550 fees then i dont know why you bother with avios or even play this game.

  6. I assume this BA Visa card is only available to USA citizens ?.
    Is there an equivalent BA Visa card, with like benefits, available to UK citizens ? .

  7. The 10% discount on fares makes this, by a significant distance, my best card. For frequent BA travellers living in the US it’s a no-brainer.

  8. I know the free companion ticket is available to Canadian holders of this card (via RBC), but what about the 10% fare discount and the fee rebate?

  9. My husband & I both signed up for the BA card when 100k was offered with $3k spend back in 2009 I think it was. We’ve traveled from ANC-LHR on AS for 280k before we both signed up for BA card. Now we’ve flown 4 more times at 100k/pp basically for SEA-LHR twice, SFO-LHR, IAH-LHR. Getting first redemption is not easy, but we’ve managed it. The landing fees at LHR are exorbitant, but still worth it to us. Maximizing points from joining our Avios into a family account and using the card for daily spend, plus using the Mileage Shopping feature has worked well.

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