Questions and Answers

Hello Everyone,

I am a small business owner and have always wanted to get a business airline miles card. Any recommendations would be greatly appreciate.

Thanks,
Jay

What are your travel patterns?

I’m not a frequent traveler as many people are on here. I go to India once a year and would like to take trips down to europe or new vacation places every once in a while. I do go through a lot of transactions so I figured it might be beneficial to get a miles card that I could use for tickets and upgrades.

Thanks for your help.

In that case I would focus on cards with transferable points:

Amex: Everyday, Everyday Preferred, Premier Rewards Gold, Platinum (and their business counter parts)

CitiBank: Premier, Prestige (and Preferred, as long as you also hold one of the other Citi cards)

Chase: Sapphire Preferred, Sapphire Reserve, Ink Plus (Freedom, Freedom Unlimited & Ink Cash if you have any other one of the aforementioned Chase cards)

All the above cards earn points that can be transferred to a variety of airlines – transfer them for awards when you need them. I think this is a great strategy that gives you the most flexibility. However, these cards do carry annual fees but can be worth it. You can consider airline-specific cards when you know you can use the miles in a short period of time.

You can otherwise consider cashback only cards – Citi Double Cash is probably the best one but the Chase Freedom and Citi Preferred cards can also be of value since some categories give a return of more than 2% cash back.

Perfect advice, and welcome [USER=2445]@Jay90[/USER]!