Any fellow college kids?

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by michaelgao2000 New Member September 18, 2018, 10:39 pm

Any fellow college kids?

michaelgao2000 New Member
September 18, 2018, 10:39 pm

Hey everyone,

I’ve recently gotten into this hobby, and just wanted to see if there were any fellow college students out there? Applying for my first credit card was a pain in the butt. Chase denied my apps for both the Sapphire Preferred and Freedom Unlimited, so I ended up going with Citi’s student card with an awful sign-up bonus. Anyone else have similar experiences?
David W Community Ambassador
September 19, 2018, 12:02 pm

Im not surprised. Citi was one of the first cards I got when i started college. Try applying for other cards in ~6 months.
MatttW Member
September 20, 2018, 9:24 am

Yeah I just graduated but accumulated about ten cards during undergrad. Go with Amex now– they’re the easiest and make sure you include ALL income when they ask– that includes school loans and any money your parents give you. Depending on where you go to school it can be a lot… for me I could claim around 100k. I never got declined and didn’t have much credit history going in. Have your parents add you as an AU on their longstanding accounts– that’ll really help.

Also, didn’t you start a business in your dorm room? Don’t you sell school supplies to fellow students and stuff? Get some biz cards, they won’t hurt your score.

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Any fellow college kids?