Many people are probably familiar with the Amex Offers program, which gives American Express cardmembers the opportunity to earn cash back and bonus points for purchases with select retailers.
Continue reading: How To Use Chase Offers Program To Save Money
Share your questions, experiences, and thoughts below.
I for one am glad to see that they're finally offering some "real" deals. In the past many of these were along the lines of "save 5% up to a maximum of $2" which wasn't overly helpful to offset a $99+ annual fee or really worth the brain damage.
I recently took advantage of the Springhill Suites deal for a one-night biz trip and saved $33.02 by using my Chase BA card, not accounting for the opportunity cost of not using a card offering better return-on-spend for holtes/Marriott.
There's also the 'shop through Chase' program as well which I have used once...and won't again. It works just like the airline programs ones do, but the time I used it, it took over 4 months to get a payout from it and that was after contacting them 3 times.
The program in this article works better.
Yeah, the offers usually suck but have been getting slightly better. Last year Chase had a 20% off at Tumi, so we went to Tumi and most things were 30-40% off and then everything was an additional 30% off, and then I got 20% cash back, so we cleaned up on that deal. Aside from that I have been underwhelmed by most offers.
I use the MaxRewards app, which is only $60/year but automatically opts into all the card offers for you on Chase/Amex, and shows them all in one place, so much easier to manage.
I find the chase offers to be 99% better than Amex these days. Sure its a lot of 10% off up to $5 but its at places where im generally already spending money and a lot of the fast-casual dining places i eat at regularly. So sure they arent the big ticket savings that amex used to be but $3-5 off at a place im going to be spending money at regardless isnt bad.
Does it opt you into an Amex offer on a less desirable Amex card? Also, does it cycle past the first 100 offers to find desirable ones that may be hidden? Perhaps you can restrict the search to merchants in the travel and dining space?
Chase offer are basically worthless (even for my CSR). As opposed to Amex offers that can be material most Chase offers are something like 5-10% back usually with a cap limiting it to a few dollars. You would think Chase would try to be more competitive with Amex. These are basically a joke.
Offers are illegibly small and even after going through the hassle of logging onto a computer where I can enlarge them and finally see what the offers are, I find I’m interested in precisely none of them. They’re simply not merchants I’d ever use or plan to use before the expiration date. I no longer bother with the hassle of trying to figure out what the offers are. I use Amex Platinum offers all the time.
Recently maxed out the Autograph Hotel Collection offer with $94 back (15%). Quite nice...
Does anyone know if I can still get the credit if the transaction was posted before I added the offer?