I always thought the point of the $300 credit was “all travel earns 3x on this card, so put all of your travel on this card, and the $300 is an incentive to make sure you remember to put all travel on this card.” Now that “other travel” earns 1x points and not 3x points, the advice should not be to put all travel on this card. For a credit that presumably was previously redeemed in full by nearly all CSR holders, I wonder if that changes come 2026. Folks may start putting other travel on a 2x card, book airfare and hotels through higher earning cards/portals, and forget to use all of it. Especially if you use Uber and not Lyft. Not the biggest barrier to entry, but one you have to think about now.