Venture X Business Application Experience & Approval Tips

Hi Ben, off topic but have you considered doing a Year In Review to include numbers (like a top 3 or top 5) for most read articles, most commented articles, top countries of readership, top commenters, articles with most helpful likes, etc.? I think it'd be fun to see.

I was not approved for the Business Card and have no idea why? I have a high credit score, pay off my cards in full monthly, but I do have a regular Venture X card....does that make a difference? Still wondering!

Capital One seems to be sensitive to the number of credit inquiries and new cards in the past 12 months. In spite of being 6/24, I was only 1/12 and was approved.

I've read/heard that CapOne likes it when you carry a balance... or if you're too "clean" they won't approve you? Wanting to apply, but p2 has a new biz with pretty good revenue. Are there tips for what kind of business behavior they're wanting to see?

credit score 840 here, with personal VX card. long time customer of C1. still got denied for biz VX. the cited reason for denial is my student loan balance ($19k)??

I was instantly approved with a 820 credit score and income of >1M and have a legitimate business with revenue around 3M. Typical CC spend is about 1M a year.

My friend was not instantly approved and had to upload his ID.

I think the biggest and most important "Question" that this article ignores is: "How much tolerance does Capital One have for shenanigans when meeting minimum spend and ongoing use?"

Like many of this blog's readers, I have a LOT of credit cards. Sometimes I use them in creative ways. I have never had a Capitol One card.

I've heard that CapOne has a very low tolerance for any kinds of spending behaviors that they might consider shenanigans (and you know what I mean). Given the incredible $150K spend required to get the full sign-up bonus, I thin the answer to my question posted above is a lot more important than most of those floated in this puff piece.

Can anyone here address that question?

You are a bot. AI.

And you are a moron. Pretty sure neither are "artificial."

Thats not true. I never carry a balance. I got Venture Card and had no issue getting Venture X business.