Register For Chase Freedom Q3 2019 Bonus

Filed Under: Chase, Credit Cards
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The Chase Freedom® Card (review) is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® CardChase Sapphire Reserve® Card, or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.

Last chance: Chase Freedom 5x points for Q3 2019

Between April 1 and June 30, 2019, the Chase Freedom® Card is offering 5x points on the first $1,500 spent at grocery stores and home improvement stores. Note that while registration closed for that category yesterday, if you are registered you’ll continue earning 5x points through June 30, 2019, up to the $1,500 cap.

Register now: Chase Freedom 5x points for Q3 2019

Today registration has opened for the third quarter 2019 bonus categories. The Chase Freedom® Card will offer 5x points on the first $1,500 spent at gas stations and on streaming services between July 1 and September 30, 2019.

Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.

See here for a list of participating merchants in each category. Streaming services include Apple Music, Fubo TV, Hulu, Netflix, Pandora, SiriusXM, Sling, Spotify, and Vudu.

My take on the third quarter bonus categories

If you spend a lot at gas stations then this bonus category could be worthwhile. Personally I spend virtually nothing at gas stations, so that has no value to me.

The streaming services bonus is an interesting one, though realistically I don’t spend that much on streaming services over the course of three months.

For those who do spend a lot on those purchases, the Blue Cash Preferred® Card from American Express offers 6% cash back on select U.S. streaming subscriptions, so that’s a pretty competitive return.

Personally I don’t love the third quarter bonuses, but everyone is going to have a different take on that.

How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom® Card, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrues Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

The Chase Freedom® Card is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter. Unfortunately I don’t think I’ll get anywhere close to maxing out the third quarter bonus category, though.

You can now register to earn 5x points for the third quarter for gas stations and streaming services. However, you won’t start earning 5x points until July 1, 2019.

In the meantime, assuming you’ve registered, you can continue to earn 5x points at grocery stores and home improvement stores through June 30, 2019.

Have you maxed out the second quarter Chase Freedom bonus category? What do you make of the third quarter bonus category?

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Comments
  1. I have a silly question. Why does Chase (and others) make their customers register for the rotating categories?

    Can Chase not push out the change to customers and announce the new categories through it communication channels (e.g., email, billing statements, apps, website)?

  2. “Why does Chase (and others) make their customers register for the rotating categories?”

    Because they hope that people fail to do so. No sense paying 5% if you don’t have to.

  3. “There otherwise aren’t really any major credit cards offering bonus points for home improvement store purchases” you can buy lowes or HD gift cards basically anywhere, office stores, GGD …

  4. @Jeff Registration actively engages the card user. You’re more likely to remember to use your Freedom card if you’ve gone to the trouble to register. Most users aren’t as point-focused as we are.

    And of course, Chase hopes you’ll get in the habit of using their card instead of the one you’ve been using.

  5. Lowe’s and Home Depot sell a wide variety of gift cards, as of course do most grocery stores.

  6. Chris,
    Amex Gold dropped the 4x for grocery stores. Received the notice in the mail last week.

  7. Frank,

    I have trouble believing what you’re saying is accurate. The Amex Gold just revamped its card to include the 4x grocery store benefit, and it’s still listed as a bonus category when you look up applications for the card online.

    A grocery store purchase I made 4 days ago got the 4x points, incidentally.

  8. Supermarkets time is my favorite category — I don’t spend enough on gas stations or drugstores to hit the $1500 max, restaurants I feel like it’s only a marginal increase over CSR. Although I have Hilton Ascend with 6 HH points or ~ 3% back, nothing beats the CF + CSR combination for 7.5% back within CF category spending. Love Chase!!

  9. Chris,
    I forget the date the new categories start. But I only got the update change of conditions letter last week. Threw it out and plan to drop the card because without 4x groceries becomes way overpriced compared to Chase Sapphire

  10. I was hoping grocery stores would be coming back soon. That’s the easiest category for me to max out.

  11. Curious… are meal kit companies (Home Chef, Blue Apron, Gobble, etc.) coded as ‘grocery’?

    So many stackable deals on those recently and many are quite good.

  12. Frank, Im not sure what youre reading or from where, but the Amex Gold is 4x on groceries and that is its major selling point. I could be wrong, but since it JUST came out in October, and the Rose Gold version just ended as a promotion, Im fairly sure they aren’t discontinuing bennies in teh middle of their marketing plan. You may want to check again. I just did even though I have owned my Rose Gold since Oct. Just doublecheck what you are saying. Im fairly certain you made a mistake.

  13. Sidenote: Walmart Supercenters dont code as groceries at all but Walmart Neighborhood markets do. I use my local one for groceries with my Amex Gold. For this qtr, Ill use my CF for the 5x at the same spot. Nice win there.

  14. Meh – at least this opens up a slot in my wallet for other cards this quarter. Weirdly, Freedom’s categories are inferior to Discover’s…

  15. Yawn. But, I give them points for trying to get people to put recurring charges on the Freedom card. For me, the streaming might net a grand total of 350-400 points for the quarter. I’m too lazy to bother.

  16. Ugh gas stations again? If they are going to do that, they could at least pair it with something good. It has now been gas stations for half the year in both 2018 and 2019 and not been restaurants since 2017.

  17. I get HBO via Amazon Channels. I wonder if that qualifies as a “streaming service”…

    Does Prime ($120 annual membership fee) qualify as a “streaming service”?

  18. @Grant – Sunbasket coded as grocery for me and got the the bonus points on Freedom this month. That’s the only one i can speak to.

  19. OMG these categories are terrible! Chase is starting to slip behind Amex in many ways. I was a staunch Chase Trifecta guy for years, but I’ve just switched to the Amex Trifecta for the time being to cash in on the targeted 100K Platinum welcome offer, etc. Amex at times makes you jump through some hoops to get correct point credit and airline fee reimbursement, but I’m kinda liking them so far. Chase needs to up their game!

  20. I’m pretty happy about gas stations again. In Western PA, our main grocery store’s (Giant Eagle) gas stations (Get Go) are stand alone and code as gas stations. The rewards are interchangeable. They sell many, many different gift cards that earn extra bonus points that can be used for discounts on gas or groceries. Store gift cards don’t earn rewards until you use them, but are usable for gas, groceries, and other gift cards.

    Sadly, Amazon cut them off recently. I guess since Amazon bought Whole Foods, they don’t want to give competitors the business.

  21. Gas and streaming services??? Chase must have been losing money on these bonuses and needed to find a way to balance their losses. I was looking forward to this but what a let down!

  22. Honestly gas is a big purchase for the vast majority of Americans, so maybe they can get a lot of use out of the category

    However outside of grocery stores and maybe drug stores, the quarterly categories aren’t that useful for a lot of people. The Freedom Unlimited is a much more useful card combined with either a Preferred or Reserve. From a pure cashback standpoint the Discover It is a better card than the Freedom in the rotating category space.

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