Register For Chase Freedom Q1 2020 Bonus

Filed Under: Chase, Credit Cards
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The Chase Freedom® Card (review) is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® CardChase Sapphire Reserve® Card, or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.

Last Chance: Chase Freedom 5x Points For Q4 2019

Between October 1 and December 31, 2019, the Chase Freedom is offering 5x points on the first $1,500 spent with Chase Pay, PayPal, and department stores.

Note that while registration closed for that category yesterday, if you are registered you’ll continue earning 5x points through December 31, 2019, up to the $1,500 cap.

Register Now: Chase Freedom 5x Points For Q1 2020

Today registration has opened for the first quarter 2020 bonus categories. The Chase Freedom will offer 5x points on the first $1,500 spent with gas stations, select streaming services, and internet, cable, and phone services, between January 1 and March 31, 2020.

Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.

Here’s a bit on the inclusions and exclusions for each of the categories:

Eligible Gas Stations

Virtually all standalone gas stations will qualify for the Chase Freedom bonus category, including 7 ELEVEN, BP, CITGO, etc.

Exclusions include things like convenience stores where gas is not sold, oil and propane distributors, car repair shops, truck stops, warehouse stores, airline fuel companies, and more.

Eligible Streaming Services

For the Chase Freedom, eligible streaming services include Apple Music, ESPN+, Fubo TV, Hulu, Netflix, Pandora, SiriusXM, Sling, Spotify, Vudu, and YouTube.

Eligible Internet, Cable, And Phone Services

Virtually all major internet, cable, and phone services purchases qualify for the Chase Freedom bonus category, including purchases with AT&T, Comcast, T-Mobile, etc.

Eligible purchases exclude equipment purchases, as well as payments made for services in the merchant’s store that may not be classified by the merchant in the qualifying service category. For example, phone payments made in store may be classified as a telephone equipment purchase.

My Take On The First Quarter 2020 Bonus Categories

The fourth quarter 2019 bonus categories was great, as PayPal purchases qualify, and all kinds of merchants let you pay through PayPal.

Unfortunately the first quarter 2020 categories have little appeal to me:

  • I spend almost nothing at gas stations
  • My spending in the streaming services category is the tens of dollars per month, so the upside here is fairly limited
  • I already earn 5x points on internet, cable, and phone services, with the Ink Business Cash℠ Credit Card (review)

So personally I’m not terribly excited about the 5x points categories next quarter.

How To Make Chase Freedom Points More Valuable

Just to recap, you earn points on the Chase Freedom, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrues Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Chase Freedom Summary

The Chase Freedom is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter.

You can now register to earn 5x points for the first quarter for gas stations, select streaming services, and internet, cable, and phone services. However, you won’t start earning 5x points until January 1, 2020.

In the meantime, assuming you’ve registered, you can continue to earn 5x points with Chase Pay, PayPal, and department stores, through December 31, 2019.

Have you maxed out the fourth quarter 2019 Chase Freedom bonus category? What do you make of the first quarter 2020 bonus category?

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Comments
  1. I audibly sighed when I saw these categories, just like I did earlier this year.

    I, too, no longer drive as much as I used to so the gas category is limited for me (but a lucrative one for most, in total). The streaming services is a joke and I’m hard pressed to believe anyone is paying more than $60/mo for these, which isn’t going to get them anywhere near the “cap”. Cable/TV/Internet/Phone categories are okay if you’ve got a family plan and don’t have Ink.

    Overall, uninspiring outside of gas. These categories make it darn near impossible to cap quarterly- and I think Chase knows that.

  2. Will never take my phone bill off the chase link due to the generous phone insurance… might be looking to get rid of this card.. just trying to decide what to replace with.

  3. I also don’t buy much gas lately, but remember most gas stations also sell gift cards. I stock up on Amazon/Home Depot/Lowes cards toward the end of the quarter.

  4. Hello. Weird question here but if a credit card is not reported to credit bureaus does it still count towards 5/24? In October I applied and was approved for the no annual fee hilton honors card (getting me to 5/24) last month and it has not shown up in credit karma or experian yet. I want to get this freedom card so I’m contemplating applying before the Hilton card gets reported if ever. Thanks.

  5. One thing to be aware of is that some gas station convenience stores don’t code as gas station (though most do). I learnt it the hard way last time when gas was a bonus category. I had to fill up an RV (75 gallons at $3.9/gal). But fueling stopped at $100 since that’s what the pump preauthorizes for. And for some reason that pump wouldn’t accept the card again for a new “fuelling session”. So I just went in and paid for the remaining gas at the counter.
    To my surprise only the 100$ paid at the pump qualified for the bonus while the ~$200 paid in store did not as that coded differently.
    Basically it is advisable to confirm the bonus at a gas station convenience store through a small purchase before making any large purchases like gift cards.

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