We recently saw the introduction of the Chase Freedom FlexSM Credit Card, which is an incredible card belonging to Chase’s Freedom portfolio. Registration for the Q4 2020 5x points categories opened on September 15, and now that it’s October 1, you can start earning 5x points.
Note that these same bonus categories are also valid for the Chase Freedom Card, which is no longer open to new applicants.
Why I Love The Chase Freedom Flex Card
The new Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The card has other bonus categories as well, as it offers 3x points (or 3% cash back) at drugstores and on dining.
The best part is that in conjunction with the Chase Sapphire Preferred® Card (review), Chase Sapphire Reserve® Card (review), or Ink Business Preferred® Credit Card (review), points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners.
Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.
Register Now: New Quarterly Bonus Categories
If you haven’t yet done so, you’ll want to register for the fourth quarter 2020 bonus categories on the Freedom Flex Card (the standard Chase Freedom has the same bonuses). Fourth quarter 2020 registration will remain open through December 14, 2020, and is valid for purchases between October 1 and December 31, 2020.
In Q4 2020, the Chase Freedom Flex is offering 5x points on the first $1,500 spent with PayPal and Walmart.
My Take On Chase Freedom Flex Q4 2020 Bonuses
The Q4 2020 Chase Freedom Flex bonus categories are excellent, in my opinion. Those who shop at Walmart will probably find that bonus category useful, though personally I’m most excited about PayPal. You can make purchases with all kinds of retailers through PayPal, so that should make this quite easy to maximize.
How To Register Your Chase Freedom Flex Card
Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered. You have until December 14, 2020, to register.
How To Make Chase Freedom Flex Points Even More Valuable
To recap, you earn points on the Chase Freedom Flex, and each point can be redeemed for one cent cashback.
However, if you have this card in addition to one of the cards that accrue Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:
So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.
Chase Freedom Flex Bonus Summary
The newly introduced Chase Freedom Flex is one of the best no annual fee cards out there. Not only is registration now open for the fourth quarter bonus categories, but you can now start spending with PayPal and Walmart and earning 5x points.
If you have the Chase Freedom or Chase Freedom Flex, you’ll want to register for the Q4 2020 bonus category ASAP, so that you’ll be able to earn 5x points on PayPal and Walmart purchases.
What do you make of the fourth quarter 2020 Chase Freedom Flex bonus categories?