There’s obviously huge competition among card issuers to add benefits that are compelling for consumers. This has largely consisted of bigger and bigger bonus categories for spend, though in some cases it has also consisted of access to experiences people may not otherwise have access to.
Capital One might not have the biggest bonus categories of any card issuers, but they have done a good job with adding unique partnerships that add value for cardmembers. They’ve just announced the latest such partnership.
New Capital One & Resy partnership
Capital One and Resy have just announced a new partnership, which gives all Capital One cardmembers access to exclusive dining experiences.
For those of you not familiar with Resy, it’s a dining platform similar to OpenTable, through which you can book restaurants and more. If I’m being perfectly honest, I only use Resy in those cases where OpenTable isn’t available, so I usually associate it with frustration, since I don’t find the booking process to be as easy.
This partnership consists of two things — reservations at preferred times at top restaurants, as well as advance reservations for restaurants during “Off Menu Week.”
Capital One & Resy reservations for peak times
Beginning today (January 9, 2019), Capital One cardholders will have the opportunity to use the Resy app to book reservations for two on preferred days (Thursday, Friday, and Saturday) at preferred times at some of the top restaurants in New York City, Washington DC, and Austin. This will initially be valid between February 1 and July 31, 2019.
The following restaurants are included:
- New York City: Charlie Bird, Frankies 457, Legacy Records, Loring Place, Pasquale Jones and Quality Eats (two locations)
- Washington D.C.: A Rake’s Progress, All Purpose (two locations), Masseria and Red Hen
- Austin: Kemuri Tatsu-ya, Odd Duck, Pitchfork Pretty and She’s Not Here
Capital One & Resy Off-Menu Week early access
In addition to preferred reservations at various restaurants over the coming months, Capital One will also give cardmembers advance access to reservations for “Off Menu Week.” Capital One cardholders will be able to book Off Menu Week reservations 72 hours before the general public at the following times:
- Los Angeles: Monday, February 25th, 2019 to Sunday, March 3rd, 2019
- Reservations live for Capital One cardholders 1/24/19, reservations live to public 1/28/18
- Washington D.C.: Monday, April 8th, 2019 to Sunday, April 14th, 2019
- Reservations live for Capital One cardholders 3/7/19, reservations live to public 3/11/19
- San Francisco: Monday, June 17th, 2019 to Sunday, June 23rd, 2019
- Reservations live for Capital One cardholders 5/16/19, reservations live to public 5/20/19
- New York City: Monday, September 16th, 2019 to Sunday, September 22nd, 2019
- Reservations live for Capital One cardholders 8/15/19, reservations live to public 8/19/19
- Chicago: Monday, October 21st, 2019 to Sunday, October 27th, 2019
- Reservations live for Capital One cardholders 9/19/19, reservations live to public 9/23/19
- Austin: Monday, December 9th, 2019 to Sunday, December 15th, 2019
- Reservations live for Capital One cardholders 11/7/19, reservations live to public 11/11/19
The best Capital One cards for dining
This dining partnership is interesting, given that Capital One doesn’t have that many cards offering a bonus category on dining.
The best Capital One card for dining is The Savor® Rewards from Capital One®, which has a $95 annual fee that’s waived for the first year, and offers unlimited 4% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% back on all other purchases. On top of that, the card offers a welcome bonus of $500 cash back after spending $3,000 within three months.
If you’d prefer a no annual fee version of the card, consider the Capital One® SavorOne(SM) Cash Rewards Credit Card, which offers 3% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% back on all other purchases. This card offers a welcome bonus of $150 cash back after spending $500 within three months.
While those are the best Capital One cards for dining, there are some other great Capital One cards.
The Capital One® Venture® Rewards Credit Card has a $95 annual fee that’s waived for the first year, and offers 2x Venture miles per dollar spent. Those can be redeemed for one cent towards the cost of a travel purchase, or can be converted into airline miles at a ratio of up to 2:1.5. The card is also offering a welcome bonus of 50,000 Venture miles after spending $3,000 within three months.
The Capital One® Spark® Miles for Business is also an incredible card, and has a $95 annual fee that’s waived for the first year. The rewards structure is similar to the Venture Card, except this card is offering a massive welcome bonus of up to 200,000 Spark miles — this includes 50,000 Spark miles after spending $5,000 within three months, and 150,000 Spark miles after spending $50,000 within six months.
While I personally won’t be taking advantage of this partnership, hopefully some of you can benefit from this new Capital One and Resy partnership. Credit card companies are increasingly looking at “exclusive access” as a cardmember perk, so this is a logical development from Capital One.
Does anyone plan on taking advantage of this Capital One & Resy partnership?