My picks for the best Capital One rewards credit cards, and who each one is best for.
How it works
I include a range of travel & rewards cards on this page that I find useful in a specific category, but don’t intend to list every potential credit card out there
Compare cards using the filter to find the right benefit or feature for your household spending
Find my category specific recommendations under the filter options on each category page
The Capital One Venture X Business is the best-value premium business card and offers an industry-leading return on spending. While the card has a hefty annual fee, getting an outsized value between the annual travel credit, 10,000 annual bonus miles, lounge access, and more is easy.
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
Top rated mobile app
Earn
150,000 Capital One miles
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
Capital One Venture Business
Earn 100,000 bonus miles
Earn unlimited 2X miles on every purchase for your business
The Capital One Venture Business is a straightforward and rewarding card. It has a great welcome bonus of 100,000 miles, and it offers a minimum of 2x miles on all purchases, making it a great card for everyday spending. The card also offers up to $100 in credits annually, including a $50 travel credit through Capital One Business Travel, and up to $50 in credits on purchases at qualifying advertising or software merchants. This is a great card for anyone who wants a lucrative card for everyday spending with a reasonable annual fee.
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
$95 annual fee
Free employee cards which also earn unlimited 2X miles from their purchases
Top rated mobile app
Earn
100,000 Capital One miles
Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening