In 2025, we saw the introduction of the Sapphire Reserve for Business℠, which is Chase’s new premium business card. While the card has a steep annual fee, it also has strong perks. We’ve just seen the return of a best-ever welcome bonus on this card, which matches the one that was available at the time of launch. Let’s go over all the details.
In this post:
What is the current Chase Sapphire Reserve Business welcome bonus?
The Chase Sapphire Reserve Business newly has a limited time best-ever welcome offer of 200,000 Chase Ultimate Rewards after spending $30,000 within the first six months.
Personally, I value Ultimate Rewards points at 1.7 cents each, so to me, the points are worth $3,400, which is an incredible welcome offer. Admittedly, the spending requirement is big, but so is the bonus.
For what it’s worth, at the time of launch we also saw a welcome offer of 200,000 bonus points, so this matches that. Most recently, we saw a welcome offer of 150,000 points, so this one is significantly better.
Who is eligible for the Chase Sapphire Reserve Business bonus?
When it comes to applying for the Chase Sapphire Reserve Business, eligibility is unrelated to that of any other Chase Sapphire or Chase Ink card. That means if you’re eligible for business credit cards, you should be eligible for the welcome offer on this card, making this offer pretty widely available.
Keep in mind the general rules of applying for Chase cards, including the 5/24 rule (though there are increasingly reports of people being approved in spite of being over the 5/24 limit). If you’re trying to understand general Chase business card restrictions, the Chase Ink cards probably give you the best sense of what you can expect in terms of eligibility.
Is the Chase Sapphire Reserve Business worth it?
The $795 annual fee Chase Sapphire Reserve Business is a pretty compelling business card, with a great rewards structure. The card has the following perks, among other things:
- The Sapphire Reserve Business has an up to $300 annual travel credit, that can automatically be applied to any purchase coded as travel; this should basically be worth face value to anyone who has the card
- The Sapphire Reserve Business offers a Priority Pass™ Select membership, as well as access to Chase Sapphire Lounges (which are some of the best credit card lounges you’ll find anywhere)
- The Sapphire Reserve Business offers other valuable annual credits, including up to $400 in ZipRecruiter credits, up to $200 in Google Workspace credits, up to $100 in Giftcards.com credits, and more
- The Sapphire Reserve Business has a lucrative rewards structure — earn 8x points on Chase Travel℠ bookings, 4x points on flights and hotels booked direct, 3x points on advertising purchases made via social media sites and search engines, and 1x points on all other purchases
- The Sapphire Reserve Business has great travel protection, including for delayed flights, lost bags, rental cars, and more
- The Sapphire Reserve Business acts as a good “hub” card for Chase Ultimate Rewards, and lets you maximize the other cards in the portfolio, including the ability to transfer points to Chase travel partners
- The Sapphire Reserve Business offers a Global Entry, TSA PreCheck, or NEXUS credit, once every four years
- The Sapphire Reserve Business offers a good incentive for spending, because if you spend $120,000 per year on the card, you receive IHG One Rewards Diamond status, Southwest Rapid Rewards A-List status, a $500 Southwest credit, a $500 Shops at Chase credit, and more
Read a full review of the Sapphire Reserve Business here.
Chase Sapphire Reserve Business welcome bonus FAQs
Bottom line
The Chase Sapphire Reserve Business has brought back its best-ever welcome bonus of 200,000 Ultimate Rewards points upon completing minimum spending, significantly better than the previous offer of 150,000 bonus points.
While this card has a steep annual fee, it also offers strong perks, so I’m sure many people will have no issues justifying this annual fee. Either way, if you’re eligible for the card and can complete the spending requirement, this welcome offer is incredibly tempting, and a great reason to apply for the card.
Do you plan on picking up the Chase Sapphire Reserve Business with 200K bonus points?
I have this card and want to alert all to the fine print. If you book thru the Chase Rewards site to get those 8x points for a flight, know this: they will NOT give you credit if you change your flight to a less expensive one eg at a different time on the same day. They KEEP the difference. AND if you cancel, they will not credit you.
This is the complete opposite...
I have this card and want to alert all to the fine print. If you book thru the Chase Rewards site to get those 8x points for a flight, know this: they will NOT give you credit if you change your flight to a less expensive one eg at a different time on the same day. They KEEP the difference. AND if you cancel, they will not credit you.
This is the complete opposite of what happens with every airline where you can make changes and pay more or get credit and can cancel and get a credit for later use.
DO NOT EVER BOOK WITH CHASE REWARD TRAVEL SITE. AND BECAUSE OF THIS I WILL NOT RENEW THIS CARD.
Useless card. Venture X Business from Capital One and Platinum Business from Amex blow it out of the water.
I the personal CSR is ok, but the business version is trash….but if you spend six figures on their allowable advertising category terms, it’s then great.
Interestingly, I view Amex versions opposite. Business version better than personal.
would love datapoints of anyone at/above 5/24 for any of these chase business bonuses
I demand another Citi AA Globe ad . . . I mean, review.
My dude, the site is free… the least we can do is ignore the ads; the most we can do is use Ben’s links and engage regularly with his content.
I fear the emirates business class photo is no longer applicable...
RIP Chase UR to EK transfers… (unless… does Islam believe in Resurrection?)
@ Thomas -- That's totally fair, thank you! My mistake... updated.
Go back to enjoying your vacation, Ben! Glad to see you are not otherwise posting here today.