Excellent Amex Gold Card 60K Bonus!

Filed Under: American Express, Credit Cards
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The American Express® Gold Card, which I consider to be one of the most underrated cards out there, has a phenomenal publicly available welcome bonus. This bonus is available as of a few weeks ago, so I wanted to post a reminder for anyone who doesn’t yet have this card, as it’s well worth considering.

Amex Gold Card 60K welcome bonus

The $250 annual fee (Rates & FeesAmex Gold Card is offering a welcome bonus of 60,000 Membership Rewards points after spending $4,000 within six months:

  • I value Amex Membership Rewards points at ~1.7 cents each, so to me that bonus is worth a massive $1,020
  • You have six months to complete minimum spending, which is much longer than usual, and will come in handy for many who may be spending less nowadays

Redeem your Amex points towards some exciting future adventures

Amex Gold Card bonus eligibility

The welcome bonus on the card isn’t available to those who have or have had the Amex Gold Card or the Amex Premier Rewards Gold Card; however, you can get the card if you’ve received a bonus on any other card

Why you should consider the Amex Gold Card

The Amex Gold Card is an extremely well-rounded rewards card that earns Membership Rewards points, and arguably it has a rewards structure that’s perfect for this new era we live in.

The card offers a great points earning structure:

  • 4x points at restaurants
  • 4x points at U.S. supermarkets (on up to $25,000 per calendar year)
  • 3x points on flights booked directly with airlines

In particular, earning so many points per dollar at supermarkets and restaurants (including takeout) is great.

Then the card also offers up to three different types of credits:

In other words, in 2021 alone you could be getting over $340 in credits, way more than the annual fee. That doesn’t even factor in all the other great perks typically associated with Amex cards, like the Amex Offers program.

See this post for a full review of the Amex Gold Card.

Earn 4x points on dining globally with the Amex Gold

Bottom line

The Amex Gold Card has a new publicly available bonus of 60K points, which I value at more than $1,000. There are lots of other reasons to get the card, from 4x points on dining and U.S. supermarkets, to up to $340 in annual credits for 2o21 (and up to $240 in annual credits thereafter).

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: American Express® Gold Card (Rates & Fees).

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  1. Lesson learned for me on Amex offers:

    Per Lucky’s post, I saw I was targeted on this card for $150 at Four Seasons if I spent $750. Great! I’ll plan a trip!

    I did just that. Lined up everything, bought plane tickets and then I went back on my Amex to “add” the offer to my card.

    Gone. Zilch. Even though we are *far* front be expiration displayed.

    Lesson learned: offers are limited and temporary, and you must add them to your specific card before you “have” it. Even if you will never redeem it.

    No doubt thousands of people added this offer who will not use it. I am going to a FS next weekend and missed out on $150 because I waited to click “add.” Bummer!

    Hopefully this helps someone out there.

    I guess the move is just to add every single offer as there is no downside and all upside to doing so.

  2. So if I have a Platinum and got my 60k sign-up bonus from that (about a year ago) I can still get this and get another 60k? Am I reading this correctly?

  3. @Daniel

    You might have been maxed out at a 100 offers so new ones came up. Did you try adding other offers so it could come back up? I always try to keep my offers under 100 so I have access to all available offers.

  4. @Ben

    Are you sure you have 6 months to meet the spending requirement? When I clicked on your link it shows 3 months.

  5. When you consider the 3 for all referral bonus, now may be the time for me to refer my wife for the Gold.

  6. does anyone know if the round-town perks (groceries, etc) apply the the Business Gold Card as well?


  7. I chatted with 2 AMEX ops to see if they can see my history with the Gold, they both said no records. When I applied the popup showed up, so i backed out. I had it ~2012 but heard they wont see it after 7-8 yrs, guess not exactly.

  8. Apparently the AMEX Gold Card is losing the $100 airline credit in 2022 (see: Points Guy), as they’re going to do a different benefit.

    I wonder if it’s going to edge that card away from being a travel card to being a lifestyle/dining/grocery card, and they’ll leave Green and Platinum to be travel cards.

  9. @Ryan – try again in 30 days, same thing happened to me and my FICO is 795, first time not approved second time was instant approval.

    I also check the pre-qualified offer on amex.com and was able to get the Gold with 75K sign up bonus and spent in 6 months not 3

  10. 800 FICO, have Hilton Aspire Card, approved with bonus. More intelligent wife currently 760 FICO (which is bizarre, she has all the money), has Hilton Aspire Card and Blue card, denied the bonus offer. Strange.

  11. Yup. That ANA business flight you’re not taking because FREEDOM!

    Ben, you’re lucky you have another passport, but I would bet that still doesn’t get you into Japan.

  12. You may want to mention to readers that Amex has announced that the $100 annual airline fee credit is going away as of 2022, not that it was very easy to use the airline credit. For a $250 AF card it leaves a lot to be desired. Used to be a good card but now I am looking at it and not seeing the value. I can get a $95 citi premier card and get 3 ThankYou Points for restaurants
    supermarkets, gas stations and also on air travel and hotels. All this with a 60k SUB. On top of that I dunno if building up a credit card point balance is the best move in this environment with travel soo restricted and who knows what devaluations we will see when travel comes back.

  13. @ Daniel — Sorry to hear about that. It is indeed possible that it disappears as sign-ups are limited, though it still sounds a bit strange that it disappeared that quickly and won’t return. I’d keep a close eye on your account, and I wouldn’t be surprised to see it reappear. I assume you don’t have 100 offers on your account, because if you do, adding some could make it reappear?

    Hopefully the offer comes back, but you took away the right lesson — always add offers, even if you’re not sure you’ll be able to use them.

  14. @ dc_nomad — That’s really strange. The official marketing materials say six months, and when I click the link, that’s also what I see. Maybe try a different browser, or clear your cookies, because the offer should be for six months to complete spending…

  15. @ Mark S. — The business version of the card has different bonus categories, so it doesn’t have the same ones for dining, groceries, etc.

  16. @ Andrew — I know most of us probably aren’t going to visit Japan anytime soon, though I do think it’ll be possible again within the next couple of years. So I see nothing wrong with dreaming about my next trip there…

  17. @ eponymous coward — Personally I think the whole airline fee credit concept needs to be refreshed at this point, especially as we’ve seen most major US airlines eliminate change fees. I don’t view it as a huge loss, and hopefully it’ll be replaced with something more grocery/dining related that’s still valuable.

  18. Amex Gold is well worth it without any airline fee credit as 4x dining and 4x grocery is worth a net $130 fee (account for the Grubhub credit). If they replace the airline credit it is a net positive.

  19. Used your link to apply this morning, and got an instant approval. At first the welcome offer showed a 3 month period to complete the $4000 spend requirement. After switching to an incognito window in the Chrome browser, and clicking your link, the 6 month terms appeared. I noticed you had mentioned that might work in a previous comment, and sure enough, it did 🙂

  20. If a person is a current authorized user on someone else’s Gold Card, is that person eligible for the bonus when applying for their own card?

  21. Hey Ben, confused between the Amex Gold and CSP. What would be a good option as both offers are possibly the best we will see in some time.

    Most spend is on Food, Grocery etc.

  22. @AAZ If you travel a lot I would have a look at the CSR instead of the CSP, despite the fact that the latter has a bigger bonus right now. CSR also covers some spend that Amex Gold does not. I have all three (CSR as an authorized user with my wife, CSP for myself, and Amex Gold for myself). CSR also gives you higher-value travel redemption on points.

    Amex Gold gives 4x on restaurant and grocery spend, but its definition of “restaurant” is more limited than CSR. Amex famously doesn’t count bars, nightclubs, and cafes as restaurant spend. So I keep the CSR for that.

    CSR redeems 3X on “travel” which it defines broadly. Amex Gold doesn’t have this at all.

  23. Just got my card yesterday, very happy with the enlarged WB, especially as someone without a SSN who cannot use cardmatch.
    Regarding the annual airline credit – I haven’t yet designated an airline, seeing as I doubt I’ll fly again this year. Assuming I do end up flying with a US carrier, how much time in advance do I need to assign it to the card in order to be eligible for the credit? Thx.

  24. There’s been a few posts about the Amex Gold card recently but every time I look at it, I can’t see how I could justify that annual fee considering how difficult it would be to use those credits. Plus, the bonus point categories are pretty limited, especially compared to the lower annual fee Green card. The 4x points at supermarkets is by far the biggest perk of the Gold card, but you’re paying a steep annual fee for that benefit. The Green card on the other hand, while it’s only 3x points on dining, is 3x points across all sorts of travel and transit categories including hotels, car rentals, subways, rideshare, etc… Still, the credits on the Green card aren’t incredibly helpful unless you plan on using CLEAR, but at $150 AF, it’s a little more palatable to just pay the fee without worrying about getting all value out of it. Current bonus of 45000 MR points after $2000 in the first 3 months is pretty good for Amex too.

  25. @TM Are you forgetting the value of the 60,000 point signup bonus on the AMEX Gold? What’s that worth to you? Does that change your analysis? It’s not like AMEX limits your ability to receive signup bonuses to just one of its credit cards.

    From my point of view, there are a few sources of value with the Gold:
    * The signup bonus, which some people peg around $1000
    * The potential availability of AMEX offers for stuff *you surely would have bought anyway*. I’m guessing that all by itself this may be worth the card fee over the course of a year. This is useful even if you have other AMEX cards: I notice different offers targeting different AMEX cards, and the more you have access to, the more likely you’ll find something truly useful.
    * The $100 airfare credit, which admittedly is a PITA to use, but which most people should be able to extract at least 50% value out of. I’m going to use it to turn Spirit Air into a fee-free experience on a trip or two.
    * The 4X restaurants/4X supermarket credit
    * The restaurant credits and Uber credit I value at maybe 20%-30% of their potential face value, but I am sure I can find some use for them.

    The signup bonus makes this a no-brainer for me; I’ll revisit my thesis after year 1.

  26. Been using this card exclusively for groceries and take out for the past month and have already hit $1000 spend (aka 4k MR points) on my way to $4000 over the next 4-5 months.

    This is going to be easy to hit, and you can’t argue with 76k MR points just for eating. 🙂

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