There are many reasons to consider picking up the Capital One Venture X Rewards Credit Card. Among those is airport lounge access.
The Capital One Venture X Card offers a Priority Pass™ membership, access to Capital One Lounges, and access to 100+ Plaza Premium Lounges. That last benefit was only added as of mid-2022, so in this post I wanted to take a closer look at how that works, since it’s a benefit many cardmembers overlook.
Link: Learn more about the Capital One Venture X Rewards Credit Card
Capital One Venture X Plaza Premium Lounge access basics
Thanks to a partnership between Capital One and Plaza Premium, Capital One offers cardmembers access to 100+ Plaza Premium affiliated lounges around the globe. This includes the following lounges (find the full list of participating lounges here):
- All Plaza Premium Lounges
- All Virgin Atlantic Clubhouses in the United States
- The Air France Lounge at Montreal Airport (YUL)
- The MERA Business Lounges at Cancun Airport (CUN)
When it comes to accessing Plaza Premium locations:
- You’ll just have to present your Capital One Venture X to gain access to these lounges; there’s no separate membership card required.
- You need a same day boarding pass and ID to access a lounge, though there’s no requirement that you be within a certain number of hours of a departing flight; so lounges can be used hours prior to departure, or even upon arrival

Where in the United States are Plaza Premium Lounges?
While you can find the list of 100+ Plaza Premium Lounges in the world at this link, I wanted to specifically highlight the lounges in the United States, since these are most likely to be useful for cardmembers. The Capital One Venture X offers access to the following lounges in the United States via Plaza Premium:
- Boston, BOS — Virgin Atlantic Clubhouse (Terminal E)
- Dallas, DFW — Plaza Premium Lounge (Terminal E)
- New York, JFK — Virgin Atlantic Clubhouse (Terminal 4)
- Newark, EWR — Virgin Atlantic Clubhouse (Terminal B)
- San Francisco, SFO — Virgin Atlantic Clubhouse (Terminal A)
- Washington, IAD — Virgin Atlantic Clubhouse (Terminal A)
As you can see, there’s only one “plain” Plaza Premium location in the United States, though there are five Virgin Atlantic Clubhouses you can access, as these are managed by Plaza Premium nowadays. Visiting these lounges is an awesome opportunity, as they feature great drinks, a la carte dining, and more.

Is the Venture X the best card for lounge access?
Among premium credit cards, where does the Capital One Venture X rank when it comes to lounge access? Let’s compare several aspects of lounge access perks of the two biggest competitors to this card.
American Express Platinum Card® (learn more):
- Offers a Priority Pass™ membership (Enrollment required), but doesn’t offer credits at Priority Pass restaurants
- Offers access to Plaza Premium Lounges
- Offers access to Amex Centurion Lounges
- Offers access to Delta Sky Club
- Lounge access perks extend to authorized users, though there’s a cost to add them
Meanwhile the Chase Sapphire Reserve® Card (learn more):
- Offers a Priority Pass™ membership, including credits at Priority Pass restaurants
- Lounge access perks extend to authorized users, though there’s a cost to add them

Bottom line
The Capital One Venture X Card offers an incredibly comprehensive lounge access program, between a Priority Pass™ membership (1,300+ lounges), access to Plaza Premium Lounges (100+ lounges), and access to Capital One Lounges.
While many cardmembers are familiar with Priority Pass, fewer are probably aware of Plaza Premium perks, and especially that Virgin Atlantic Clubhouses in the United States are included as part of this program. So that’s something that’s definitely worth checking out.
Have you used Capital One cards to access Plaza Premium Lounges yet?
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