SAN Airport
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Answers (3)
Capital One Spark Miles Reward Card
Capital One Spark Miles Reward Card
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AnonymousHey Lucky,
I just wanted to inform you on a great deal I received today from Capital One! I called in to downgrade my Capital One Spark Miles Reward Business Card to avoid the $59 annual fee. The agent informed me that they have a special deal today for anyone that calls in to downgrade will be approved for keeping the same card and waiving the annual fee permanently! Of course I accepted the awesome offer! They’re just going send me a new card with all the same information except for the expiration and security code. Never heard of this happening before! Any thoughts? Thanks!
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David W
Waiving the annual fee permanently? I cant think of any bank who does this. Maybe for a year, sure but not permanently.
Furthermore, this is basically a 2% cash back rewards card but you’re limited to redeeming rewards only for travel. However, I dont believe there are any forex fees, so that’s a plus. A better card would be the Citi DoubleCash, which offers 2% cash back on everything. If you have any foreign transactions, go for another card with better, less restrictive rewards, and no forex fees.
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Abil
[QUOTE=”David W, post: 27407, member: 29″]Waiving the annual fee permanently? I cant think of any bank who does this. Maybe for a year, sure but not permanently.
Furthermore, this is basically a 2% cash back rewards card but you’re limited to redeeming rewards only for travel. However, I dont believe there are any forex fees, so that’s a plus. A better card would be the Citi DoubleCash, which offers 2% cash back on everything. If you have any foreign transactions, go for another card with better, less restrictive rewards, and no forex fees.[/QUOTE]
[USER=29]@David W[/USER] That’s the thing, I’ve never heard of it either. I had to literally ask the agent to please confirm again in all my years never heard of an offer like this when calling in to downgrade/cancel a credit card. I know it’s not the best card since it’s basically a cash back credit card but I thought it would be good to know for anyone that had opened it for a sign up bonus a little while back and didn’t want to pay the annual fee going forward.
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