Here’s some bad news for Bilt members, as points transfers to World of Hyatt soon won’t be as lucrative as they are now. I’m not happy to see this, but I’m also not surprised.
Bilt to Hyatt points transfers devalued to 4:3
Currently, Bilt Rewards points convert into World of Hyatt points at a 1:1 ratio. That won’t be the case for long. As of January 1, 2027, all Bilt Points will transfer to World of Hyatt at a 4:3 ratio. So that means you’ll get 750 World of Hyatt points for every 1,000 Bilt Rewards points that you transfer. That same transfer ratio will apply regardless of your Bilt elite status, which Bilt credit card you have, etc.
Of course for the remainder of 2026, you can continue to transfer points at the old ratio. Bilt isn’t providing any further explanation of this change. Obviously this is a real bummer, because converting Bilt Points into World of Hyatt points is one of the best uses of the currency, outside of taking advantage of Rent Day transfer bonuses.
What’s driving the Bilt & Hyatt partnership change
The Bilt to World of Hyatt points transfer ratio being devalued shouldn’t come as a surprise at all. That’s despite the fact that Bilt has kind of beat competitors when it comes to maintaining superior transfer ratios — just look at programs like Emirates Skywards.
That being said, we know that Hyatt is currently trying to cash in on its loyalty program, by massively increasing margins. That seems to consist of a few main initiatives:
- We’ve seen World of Hyatt devalue points, whereby top redemptions have increased in cost by up to 67%
- We recently saw Chase Ultimate Rewards devalue its transfer ratio to World of Hyatt for select cards, also to a 4:3 ratio
- Since Chase is Hyatt’s co-branded credit card partner, it’s not surprising that the transfer ratio for its other partners would get worse as well, especially with Hyatt planning on launching new credit cards
Now, it’s anyone’s guess if this change is being driven by Hyatt simply demanding more money for points transfers (and Bilt not being willing to pay), or if this is just a contractual rule that Hyatt has to follow with Chase, since it’s logical that Chase wouldn’t want people applying for a Bilt card over its own cards.
I imagine it’s also driven by an overall desire to have more people directly apply for co-branded Hyatt cards, rather than just transferring points. So this is an unfortunate development, but it was kind of a given that this was going to happen.
Bottom line
As of January 1, 2027, the transfer ratio from Bilt Rewards to World of Hyatt will be devalued from 1:1, to 4:3. This is of course an unfortunate development, and it matches a similar change we’ve just seen with Chase points transfers.
Hyatt is trying to cash in on loyalty, and this is clearly part of that strategy. I’m not happy to see the direction World of Hyatt is going, but hey, publicly traded companies always want more, right?
What do you make of the Bilt to Hyatt points transfer ratio worsening?
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