Marriott Credit Card Promo: 10x Bonus Points

Filed Under: Credit Cards, Marriott

The world has changed a lot in the past few months, and credit card issuers have had to adapt.

The valuable travel perks that people used to seek out in credit cards are now significantly less worthwhile, so we’ve seen card issuers add temporary benefits to keep cardmembers engaged.

Along those lines, both American Express and Chase issue co-branded Marriott credit cards. Back in July we saw Chase co-branded Marriott cards get special bonus categories, and now we’re seeing Amex co-branded Marriott cards get special bonus categories.

Let’s take a look at everything you need to know about these bonuses.

Marriott Chase card 10x points categories

As was announced several weeks back, those with a Chase Marriott Bonvoy credit card can earn 10x points in select categories between July 15 and September 15, 2020:

  • Earn 10x Bonvoy points at restaurants, food delivery services, and gas stations
  • Cardmembers have to “opt-in” for this promotion
  • The 10x points can be earned on up to $3,500 of combined spending between the categories
  • Eligible credit cards for these bonuses include the Marriott Bonvoy Boundless Credit Card, Marriott Bonvoy Premier Plus Business Credit Card, The Ritz-Carlton Credit Card, Marriott Bonvoy Credit Card, Marriott Bonvoy Premier Credit Card, and Marriott Bonvoy Business Credit Card

Earn 10x points on food deliveries

Marriott Amex card 10x points categories

We’re now seeing brand new temporary bonus categories being introduced on Amex Marriott Bonvoy credit cards. Through October 31, 2020, Amex co-branded Marriott cards are offering:

  • 10x Bonvoy points on Marriott spending
  • 10x Bonvoy points on gas station spending
  • 10x Bonvoy points on U.S. restaurant spending

As you’d expect, there are some terms to be aware of:

  • You need to register for these offers, and can do so through the Amex Offers page on your card account
  • You’re limited to earning bonus points on a total of $7,500 worth of spending during the promotion period
  • Eligible cards for this promotion include the Marriott Bonvoy Business Card and Marriott Bonvoy Brilliant Card

Is 10x points a good deal?

While the bonus categories on co-branded Marriott cards vary, generally the above purchases earn anywhere from 1-6x points per dollar spent, so earning 10x points is a significant improvement.

Should you be shifting your spending in the above categories to an eligible Marriott card? For context, I value Marriott points at ~0.7 cents each, so to me earning 10x points is the equivalent of a ~7% return on spending.

Whether or not it makes sense to switch spending to a co-branded Marriott card depends on what else is in your wallet:

In my opinion:

  • The Marriott spending return is excellent
  • The gas station return is solid and one of the best options
  • There are several great options for restaurant and delivery spending right now, some of which offer more value

Personally I could see myself trying to earn 10x points on Marriott spending, since I consider that the best return. Meanwhile I won’t really benefit from the other categories — I use the Citi Prestige for restaurants and earn 5x ThankYou points, while I don’t have a gas car, and therefore don’t spend money at gas stations.

Earn 10x points at gas stations

Bottom line

Marriott has co-branded credit cards issued by both American Express and Chase, and both issuers currently have different bonus categories for spending. Both issuers are offering bonus points on dining and gas stations, while Amex cards are offering bonus points on Marriott spending.

These are some robust bonus categories that many could benefit from. Given that there are few “efficient” ways to earn Bonvoy points short of making hotel stays or buying points, this is a great opportunity to consider.

Do you plan on taking advantage of this deal to earn 10x Bonvoy points in these categories?

Comments
  1. I think your usual best card for gas calculation doesn’t take into consideration that you can also earn 5x UR points on gas with the CSR over this same time period, so this wouldn’t necessarily be the best return for those with both of those cards?

  2. Targeted?

    “Thank You
    The offer you are attempting to access is not available for the card account you entered. If you have another account, please try signing in using that card’s information.”

  3. This is very helpful, thanks. Would be nice to have all the links to “Best card for ____ category” posts in one area (either one page or dropdown menu).

  4. All these targeted and limited time bonuses are great for the consumer.

    Wonder what AMEX will come back with?

  5. Some gas stations will allow you to purchase gift cards with credit cards, so this can be an opportunity for category shifting.

  6. So, a couple months ago Chase AND Amex added some temporary bonus options to (I think) all their Marriott cards. IIRC, those end at the end of July (at least mine does).

    Hoping that this Chase announcement is the opening volley, and that Amex will follow shortly.

  7. @Dick Bupkiss — I hope so too. Fingers are definitely crossed. I have a few road trips plannend for the summer.

  8. Got it on both Bonvoy Boundless and Ritz.

    Note to those who were thinking of moving to AMEX grocery spend during July now that Chase Sapphire Reserve is no longer earning 5x–I have been finding that technically, the category for Chase is “grocery” and the category for AMEX is “supermarket”. Some stores that qualified as grocery for Chase have not been giving me bonuses at AMEX since presumably they sell groceries but are not technically supermarkets. YMMV.

  9. “Thank You
    The offer you are attempting to access is not available for the card account you entered. If you have another account, please try signing in using that card’s information.”

  10. Are these bonuses only good for domestic US charges and or can you receive them for international charges as well?

  11. @Mark and everyone else. I just got off with Marriott followed by a Chase supervisor after getting the same “not available” landing page. Ms. Chase (very nice) could not find any record of the promo in her reference system and thinks IT released the promo before their own people received it. The promo launched 7/15 so she thought a try back would be the best idea. Targeted did not come up with Marriott or Chase.

  12. Thanks, Lucy. I checked my Brilliant card and I was targeted for all three limited time promotion.

  13. I got these offers on my regular AMEX Marriott card (the late SPG one). Was not targeted for the “spend $200 at Marriott and get a $50 credit” offer but will take this as consolation offer. Will be taking advantage of these bonus spend categories and hold off on the cancellation a little longer.

  14. Beware of clawbacks if you MS on Amex cards. They clawed back pretty much all points (including base points) from grocery spending on Marriott and Hilton cards

  15. Thanks for the comparison!

    While you might be giving up 1.5% or so by using 5x Citi TYP vs. 10x Marriott, if you want Marriott points, this is much better than transfering bank points into Marriott.

    I have way way more airline points vs not enough hotel points.

  16. “ You’re limited to earning bonus points on a total of $7,500 worth of spending during the promotion period”

    $7500 total for each offer, correct?

    TD

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