How To Use The Delta Amex Statement Credit

Filed Under: American Express, Credit Cards
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Update: These offers for the Gold Delta SkyMiles® Business Credit Card from American Express, the Gold Delta SkyMiles® Credit Card from American Express, the Platinum Delta SkyMiles® Business Credit Card from American Express, the Platinum Delta SkyMiles® Credit Card from American Express, the Delta Reserve for Business Credit Card and the Delta Reserve® Credit Card from American Express have expired. Learn more about the current offers here.


Through July 2, 2019, we’re seeing some of the best ever welcome bonuses on Delta’s co-branded American Express cards.

Details of Delta Amex Card increased bonuses

This time around we’re seeing increased welcome bonuses on both the personal and business versions of the Gold, Platinum, and Reserve cards.

The offers are as follows:

Delta Gold Amex increased bonuses

  • The Gold Delta SkyMiles® Credit Card is offering a welcome bonus of 60,000 bonus miles after spending $2,000 within the first three months, plus a $50 statement credit after making a Delta purchase within the first three months
  • The Gold Delta SkyMiles® Business Credit Card from American Express is offering a welcome bonus of 70,000 bonus miles after spending $4,000 within the first three months, plus a $50 statement credit after making a Delta purchase within the first three months

Delta Platinum Amex increased bonuses

  • The Platinum Delta SkyMiles® Credit Card is offering a welcome bonus of 75,000 bonus miles plus 5,000 MQMs after spending $3,000 within the first three months, plus a $100 statement credit after making a Delta purchase within the first three months
  • The Platinum Delta SkyMiles® Business Credit Card from American Express is offering a welcome bonus of 80,000 bonus miles plus 5,000 MQMs after spending $6,000 within the first three months, plus a $100 statement credit after making a Delta purchase within the first three months

Delta Reserve Amex increased bonuses

These are among the best offers we’ve ever seen on the cards, and you’re eligible for the bonuses on each of these, as they’re all considered separate products.

Delta Amex $50-100 statement credit offer

One aspect of the welcome bonuses on the Gold and Platinum versions of the cards that confuses some people is the statement credits:

  • The Gold Delta Amex card offers a $50 statement credit after making a Delta purchase within the first three months
  • The Platinum Delta Amex card offers a $100 statement credit after making a Delta purchase within the first three months

How exactly does that statement credit work? Here are the basics you need to know:

  • Any purchase made directly through Delta will trigger the statement credit; you don’t actually have to spend $50 or $100, but rather a $1 purchase would do the trick (if you were able to find something that cheap)
  • The credit will be issued within 8-12 weeks of the eligible purchase, though in practice it typically posts much faster than that
  • You can only earn that statement credit once per card
  • It doesn’t matter who you’re making a purchase for, as long as it’s billed to your Delta credit card (so you could pay award ticket taxes for someone else’s ticket, for example)

Delta Amex statement credit: what does & doesn’t work

What are some practical ways to make a Delta purchase with your new Delta credit card, without actually buying a ticket?

  • You can pay the taxes on an award ticket, as that starts at just $5.60
  • You can pay a checked bag fee or upgrade your seat
  • You can pay to boost your mileage earning on a trip
  • You can purchase a drink or snack onboard your next Delta flight
  • You can purchase a Delta SkyClub membership or day pass
  • If you have SkyClub access, you can buy a premium drink in the SkyClub

What wouldn’t qualify?

  • Purchasing a Gogo wifi pass on a Delta flight, since that’s billed by Gogo and not Delta
  • Purchasing anything from the Delta Shop, since that’s not billed by Delta
  • Purchasing Delta gift cards

Lastly, just to be thorough, here are the terms & conditions associated with the $100 statement credit on the Platinum Delta Card:

One statement credit for $100 will be issued to your Card account after a Delta purchase is charged to your Delta Platinum SkyMiles® Credit Card within your first 3 months of Card Membership. Delta purchases to meet the first Delta purchase requirement include those made by both the Basic and Additional Card Members on the Card Account. Purchase must be made directly through Delta. A purchase may not qualify for the statement credit if it is submitted under a merchant code that has not been categorized as a Delta merchant code as of the date of the purchase(s). Credit will be issued as a Card Member statement credit approximately 8-12 weeks after your first Delta purchase. Additional Card Members on your account are not eligible for this offer. To receive the $100 statement credit, your Card account must not be canceled or past due at the time of fulfillment. Purchases to meet the first Delta purchase requirement do NOT include fees or interest charges, balance transfers (balance transfers are not available on Delta SkyMiles® Business Credit Cards), cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.

You can earn a $100 statement credit after you make a Delta purchase on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make your first Delta purchase may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Credit will be issued as a Card Member statement approximately 8-12 weeks after your first Delta Purchase.

Bottom line

To me the statement credit offered as part of the welcome bonuses on the Gold Delta SkyMiles CardGold Delta SkyMiles CardPlatinum Delta SkyMiles Card, and Platinum Delta SkyMiles Business Card, isn’t a gimmick.

Assuming you make any Delta purchase within three months — even if it’s not for a total amount of $50-100 — the full statement credit would be triggered.

When valuing the welcome bonus on this card, definitely keep this in mind, as it should be worth pretty close to face value.

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Comments
  1. AA is now coding gift card purchases as gift cards on the statements and they no longer get reimbursed by Amex on my Platinum, Gold or Hilton Aspire

    UA does not have gift cards, so maybe Southwest in future to designate for these cards in January – but this will make that reimbursement almost worthless as most can get free bags checked by buying tickets with appropriate credit card. Maybe still can be used on awards for baggage fees.

    I still have some credit on these cards for this year, but no point in buying AA cards

  2. @Kate, I had the same question. I was approved for the Delta Biz Gold in March 2018 and was able to trigger the statement credit with a gift card purchase.

  3. Can anyone list what are considered qualifying Delta purchases besides air fare, baggage or gift cards? For example, does Delta have a website where you can buy merchandise?
    Thank a bunch!

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