How To Use The Delta Amex Statement Credit

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Update: These offers for the Gold Delta SkyMiles® Credit Card from American Express, the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express have expired. Learn more about the current offers here.


Through April 3, 2019, there are some great welcome bonuses on Delta’s co-branded American Express cards.

Details of Delta Amex Card increased bonuses

The increased Delta Amex bonuses include the following:

  • The Gold Delta SkyMiles® Credit Card is offering a welcome bonus of 60,000 bonus miles after spending $2,000 within the first three months; earn a $50 statement credit after making a Delta purchase with your card within the first three months
  • The Platinum Delta SkyMiles® Credit Card is offering a welcome bonus of 75,000 bonus miles plus 5,000 bonus MQMs after spending $3,000 within the first three months; earn a $100 statement credit after making a Delta purchase with your card within the first three months
  • The Delta Reserve® Credit Card is offering a welcome bonus of 75,000 bonus miles plus 5,000 bonus MQMs after spending $5,000 within the first three months

These are among the best offers we’ve ever seen on the cards, and you’re eligible for the bonuses on each of these cards, as they’re all considered separate products.

What triggers the Delta Amex statement credits?

One aspect of the welcome bonuses on the Gold and Platinum versions of the cards that confuses some people is the statement credits:

  • The Gold Delta Amex card offers a $50 statement credit after making a Delta purchase within the first three months
  • The Platinum Delta Amex card offers a $100 statement credit after making a Delta purchase within the first three months

How exactly does that statement credit work? Here are the basics you need to know:

  • Any purchase made directly through Delta will trigger the statement credit; you don’t actually have to spend $50 or $100, but rather a $1 purchase would do the trick (if you were able to find something that cheap)
  • The credit will be issued within 8-12 weeks of the eligible purchase, though in practice it typically posts much faster than that
  • You can only earn that statement credit once per card
  • It doesn’t matter who you’re making a purchase for, as long as it’s billed to your Delta credit card (so you could pay award ticket taxes for someone else’s ticket, for example)

What are some practical ways to make a Delta purchase with your new Delta credit card, without actually buying a ticket?

  • You can pay the taxes on an award ticket, as that starts at just $5.60
  • You can pay a checked bag fee or upgrade your seat
  • You can pay to boost your mileage earning on a trip
  • You can purchase a drink or snack onboard your next Delta flight
  • You can purchase a Delta SkyClub membership or day pass
  • If you have SkyClub access, you can buy a premium drink in the SkyClub
  • You can purchase a Delta eGift card, which come in a minimum quantity of $50; there’s no fee to purchase it, and the gift card never expires

What wouldn’t qualify?

  • Purchasing a Gogo wifi pass on a Delta flight, since that’s billed by Gogo and not Delta
  • Purchasing anything from the Delta Shop, since that’s not billed by Delta

Lastly, just to be thorough, here are the terms & conditions associated with the $100 statement credit on the Platinum Delta Card:

One statement credit for $100 will be issued to your Card account after a Delta purchase is charged to your Delta Platinum SkyMiles® Credit Card within your first 3 months of Card Membership. Delta purchases to meet the first Delta purchase requirement include those made by both the Basic and Additional Card Members on the Card Account. Purchase must be made directly through Delta. A purchase may not qualify for the statement credit if it is submitted under a merchant code that has not been categorized as a Delta merchant code as of the date of the purchase(s). Credit will be issued as a Card Member statement credit approximately 8-12 weeks after your first Delta purchase. Additional Card Members on your account are not eligible for this offer. To receive the $100 statement credit, your Card account must not be canceled or past due at the time of fulfillment. Purchases to meet the first Delta purchase requirement do NOT include fees or interest charges, balance transfers (balance transfers are not available on Delta SkyMiles® Business Credit Cards), cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.

You can earn a $100 statement credit after you make a Delta purchase on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make your first Delta purchase may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Credit will be issued as a Card Member statement approximately 8-12 weeks after your first Delta Purchase.

If your application is not received by 4/3/2019, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.

Bottom line

To me the statement credit offered as part of the welcome bonus on the Gold Delta SkyMiles® Credit Card and Platinum Delta SkyMiles® Credit Card isn’t a gimmick. At a minimum, you’re getting a $50 Delta gift card as part of the welcome bonus, since you can just buy a $50 gift card to trigger the bonus. If applying for the Platinum version of the card you could buy a $50 Delta gift card and then get a $100 statement credit, which means you’d basically be getting a $50 Delta gift card plus $50 cash.

When valuing the welcome bonus on this card, definitely keep this in mind, as it should be worth pretty close to face value.

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Comments

  1. If I apply for both the Platinum and the Delta Reserve, can I earn the 5000 MQM’s on both cards?

  2. Maybe I’m missinterpreting this, but the terms say that ‘purchases or reloading of prepaid cards, purchases of gift cards’ do not count while the article says that purchases of Delta eGift cards counts.

  3. I’ve attempted to purchase gift cards on three separate occasions over the past month in an effort to use the Platinum AMEX Delta statement credit and none of them have been reimbursed.

  4. I recently (Feb 2019) purchased a delta egift card on delta.com and it was billed as ” Delta Cstar Giftcard” and was not subsequently reimbursed. Did I not do it properly?

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