Links: Get $25 for signing up for a SoFi Money account and depositing at least $100Get $25 in stocks for signing up for a SoFi Invest account and funding an Active Investing account with $100 or more I've written a few times in the past about SoFi's generous referral program. Over time the bank has…
Continue reading: Free Cash With SoFi Referral Program (2023)
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Hi Folks! If Ben ends up maxing out his referrals feel free to use mine! Thank you!
SoFi Money: https://www.sofi.com/share/money/2727194/
SoFi Invest: https://www.sofi.com/share/invest/2727194
It’s a checking account, not a credit card with associated pull.
That being said, the bonus was better earlier on- I got $175 investing considerably less (checking bonus, stock bonus, crypto bonus), I bet a blog with high readership will rake it on referrals, though. Ch-Ching!
Sorry, this still seems sketchy to me. And I don't want to be hustling friends/family so I can make a few bucks. I'm giving it a hard pass.
Hey everyone - here are my referral links if you'd like to use them. It would be much appreciated!
SoFi Money ($25): https://www.sofi.com/share/money/2798891/
SoFi Invest ($100): https://www.sofi.com/share/invest/2798891
Thanks!
How easy is it to liquidate the $100 in stocks - in particular what are the fees associated with selling the stock?
@Lucky:
See the "I am a non-permanent resident alien option"?
Select that and, even though SoFi collect v your PII, they tell you to go away as they discriminate against such people and refuse to offer those product to them and refuse to give a reason for doing so.
Please update this article to include this fact.
Hi everybody, if you use my links I’ll put the bonus money towards great travel experiences in 2020. I’ve been a SoFi Money and Invest me,her for several months now and only have good things to say about it. Although Ben describes their interest rate as not industry leading, that’s not completely true - others that are higher are savings accounts with transaction limits, while this is a full checking account with paper checks, billpay, atm card, and person to person payments as well. This is the highest interest rate you’ll find for such an account and their fee structure and atm reimbursement are also industry leading.
They also offer personal loans and refinances, including of student loans.
SoFi Money (checking account): https://www.sofi.com/share/money/2650725/
SoFi Invest (stock investing including fractional shares): https://www.sofi.com/share/invest/2650725
SoFi Loan: https://www.sofi.com/share/2650725
DO NOT WASTE YOUR TIME TRYING TO OPEN AN ACCOUNT IF YOU HAVE AN OVERSEAS IP ADDRESS. I used Ben's links and opened both accounts using a Mexican IP address. Within minutes I received an email saying the account had been closed because I was not in the US. I called SOFI and explained that this was a stupid policy given that I could have just used a VPN to mask my location and there only response was that I was on a recorded line. Thus if you really want this account, use a VPN if you are outside the US; otherwise just avoid. I will just avoid.
Sorry Ben.
@ Ben -- I'll wait for the bonus to increase again. If not, oh well. I have better things to do with my time.
why is it posted again about this sofi thing? Is it because Ben makes tons of money for posting this again and again? I thought they had a better offer in the past, so is it not better to wait for a better offer? how about non-us citizens? Previous comments indicate that it excludes non-us citizens? Also, how safe is it this company? Suppose a million people give them their 1000usd for their referrals, what if SOFi bankrupts? Is it under federal protection? Also how good is the service? Everyone is getting lured by the referrals and bloggers keep referring because they can get 25usd from each signup but I don't hear much about their customer service quality etc.
Umm, do you all know that all of you are violating their referral t&c.
SoFi isn't cracking down that hard as the other major one yet, but there could be a mass clawback coming.
If more people understood the relative difficulty (and, in many cases, near impossibility) for non-US residents to open an online bank account with a US bank, there would probably have been far fewer comments on this particular post.
Some fine print: "we don’t offer multiple bonuses for the same referred friend, even if they sign up for multiple products." So, I think the chances are slim that someone would sign up for the investment account without signing up for the money account. Therefore, you're unlikely going to get the $100 bonus, just the $25 one. So ask your friends to sign up for the investment account first if they want one.
Also: There are restrictions on bonuses for "referrer or the referred friend live in Ohio, Michigan, or Vermont."
So I digged a bit deeper. It clearly states only us passport holders or perminant residents qualify. That means people without green card is out??
Also it doesn't say sofi is a bank, so is it really protected by insurance?? It would be great if you write a responsible post since you are making a lot of money out of this...
Ben looks like he just wanted to make a quick buck. He definitely should have disclosed the fine print before making this post.
I would assume that the referral bonus is taxable, which would make this somewhat less rewarding
Based on my personal experience with SoFi, don't trust them to pay the bonus they advertise. I signed up and was really liking the interface and what they had to offer, until they wouldn't pay the bonus I signed up under. I can't give them my money if I can't trust them. My recommendation is that you explore some of the other options out there--there are a lot of other online banking and investing options available now. SoFi was not a good experience.
***Have come across numerous other people who haven't gotten the bonus either--beware!!!
Just signed up. I was planning to get a Charles Schwab account for ATM withdraw while traveling abroad, but this seems much simpler than needing a 2nd account and and the hard pull from Charles Schwab. Plus, this has a better interest rate too. Though I looked online and it seems there are some horror stories of accounts being frozen for suspicious activity for weeks. So I'm just going to use this as savings account to withdraw money while traveling.
I signed up for SoFi money about a month ago and I’m super happy with my experience so far. For someone who travels a lot, the ATM feee reimbursements are really nice. There’s also other products that SoFi offers that are really good such as personal loans and investments.
If you want to sign up and get $25 after funding your money account with $100, feel free to use my referral link: Hi! Get SoFi Money today. As long as you fund your account with at least $100, you’ll get an extra $25. Then start saving, spending, and earning high interest—all in one product. Use my link: https://www.sofi.com/share/money/1878414/
I wanted to sign up for sofi money and it seemed like all the referral link have expired. If any of you have a new referral link, please post it here and I will use it. Win - win 🙂
@nanikore
try this: Thanks!
https://www.sofi.com/invite/money?gcp=1f1080e0-a592-4251-88fc-379838746841
Lots of accounts just like SoFi. Nothing new there.
e.g., Scwab, Ally, E-Trade etc. Schwab and Ally both good. Ally has linked savings account with same 1.6% APR interest as SoFi, so if you're concerned about SoFi FDIC protection, use Ally.
Schwab better if you want to do wires - you can do them online; never need to visit a branch. Only time you'd visit a branch is for extremely large checks, but if you open an investor account you can deposit in an investment branch (investor account is easy, no monthly fees, no mins etc)
Ally easy all around, with a better interest rate than Schwab.
Both offer no FX fee withdrawls, no ATM fees, free checks, no monthly fees etc.
Hello, here are my referrals for Sofi:
Sofi Invest: https://www.sofi.com/share/invest/2679123
Sofi Money: https://www.sofi.com/share/money/2679123
Thank you for using my links!
Hi everyone,
Much of the above links for SoFi Money are either for the old bonus or expired. Here is my link, I would really appreciate it if you could help a low-income student out 🙂
Sofi Money (you get $75 on making two direct deposits of $500+, I get $25 hah)
https://www.sofi.com/invite/money?gcp=c535d01f-7e8d-4aae-ad9c-d7794e712b87
Thank you very much!
I think that Ben probably maxed out on his referral link already. As a shameless plug, here is my referral link. Please use it if you are interested in a SoFi Invest account. Thanks! 🙂
https://www.sofi.com/share/invest/2848510
Here's my two SoFi referral links!
receive $75 with my SoFi Money referral:
https://www.sofi.com/invite/money?gcp=bc5009cc-e4c6-4b98-a99a-951b08c96aeb
receive $100 with my SoFi Invest referral:
https://www.sofi.com/share/invest/2089890
Hello!
If anyone’s referrals are maxed out, here are some new links!
SoFi Money: https://www.sofi.com/invite/money?gcp=2be2bffc-9846-48fc-90ec-1c1cd2bfd970
SoFi Invest: https://www.sofi.com/share/invest/2881784
Fresh referral links
SoFi Money
https://www.sofi.com/invite/money?gcp=154050aa-5a78-4980-9ce5-44191271951e
SoFi Invest
https://www.sofi.com/share/invest/2941820
To everyone who is saying Ben is being shifty by not publishing all the details etc you do realize it’s, you know, your responsibility to research the details and make sure it works for you.
I signed up with a referral link last year, and I haven't seen the referral bonus yet. I don't recommend this at all.
@lucky this is no longer true. SoFi explicitly states new members DO NOT receive ATM fee waivers internationally or in the USA. It is only AllPoint ATMs now.
For accounts opened after June 9th 2020 the benefits aren't as generous. Read the terms and conditions so you won't be disappointed
Horrible customer service for chargebacks, still haven’t received my money back from my april trips. Sent all documents that flights were cancelled in europe, chase and BoA refunded me my full amount on my cards. SoFi denied them all within a week of filing and I send proof of all my emails and texts from those companies. No refunds or vouchers will be closing my account with them soon.
Feel free to use my links. Thanks in advance!
Also, they sometimes ask for name and email verification before they post the bonus. Reply to this comment with an email address and I’ll get back to you.
Sofi Money: https://www.sofi.com/invite/money?gcp=52168b3b-dbc4-4fcd-a8e7-dc68c3d91aca
Sofi Invest: https://www.sofi.com/share/invest/2938347
Hello, Nate.
I need your name and email address for SOFI Money referral.
Thanks, Nessie
Referral link
SoFi Money:
https://www.sofi.com/invite/money?gcp=13a8491e-1eff-4aa9-8b70-38a40a0ce7aa
Hello, Amber.
SOFI is asking me for full name and email address of person referring.
So far, I have been out of luck.
Hello. Here are my referral links for SoFi Money and SoFi Invest for anyone who is interested. Thank you.
SoFi Money: https://www.sofi.com/invite/money?gcp=a18272e3-4986-4d56-b12c-091673a733a6
SoFi Invest: https://www.sofi.com/share/invest/3165008
Feel free to use my referral link:
https://www.sofi.com/invite/money?gcp=b8ed31f4-2a1c-408b-8962-1423f65d4b22
Feel free to use my link to sign up for SoFi Money and you’ll get a $50 bonus.
https://www.sofi.com/invite/money?gcp=f36d0b72-a2f1-4b28-96f3-2fe56cadce74
Hey! I'm using SoFi Invest to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $100 or more, and you'll get $25 in stock. I'll get $25 in stock, too! Use my link: https://www.sofi.com/invite/invest?gcp=d5312973-a43b-4967-8f49-275a5192e6b4
Hi! Join me on the SoFi mobile app! You can save, spend, trade and borrow — all in one app. Use my link to sign up and you’ll get $15 cash rewards. https://sofi.app.link/SvyLD8tfFjb
Get $50 signing up for sofi
https://www.sofi.com/invite/money?gcp=f1d53033-98f1-4224-a531-531d2c3a432d