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Capital One Walmart Rewards Credit Card: Apply Now

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(@lucky)
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While many of the most popular credit cards offer travel rewards, there are also some popular retail credit cards. Capital One has lots of great cards, and last week they announced two new credit cards in conjunction with Walmart.

Continue reading: Capital One Walmart Rewards Credit Card: Apply Now

Share your questions, experiences, and thoughts below.


16 Replies
16 Replies
 JK
(@JK)
Joined: 9 years ago

Posts: 56

LOL literally not one person who reads this site shops at Wal Mart. Explains the strong anti-union bias!


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(@bigjinla)
Joined: 5 years ago

Member
Posts: 552

I work at Walmart's Home Office and I read this blog every single day, so I don't think @JK is exactly spot on there.


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(@Chris)
Joined: 8 years ago

Posts: 8

Haha probably almost everyone reading this site shops at Walmart when it earns 5X or they need to buy some money orders 🙂


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(@Garrett)
Joined: 12 years ago

Posts: 216

@JK what kind of fairytale elitist cloud are you trying to live on? lol


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 AG
(@AG)
Joined: 8 years ago

Posts: 2

I work at walmart ho and shop at walmart and i read this blog very regularly!I think its great for walmart shoppers!
I dont know how jk got that assumption

In all fairness cards hits the nail for the core customers for whom its targeted. With that introductory offer, its right in alley to bring more of the regular customers use the app and thus be part of that ecosystem. Core walmart customers will like that card and I think it blows the previous card offerings out of the water!
Sorry to say, not every card needs to be airline miles, flexible currency points. Call me biased but walmart has done excellent job making progress in its offerings


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Diamond
(@guisun)
Joined: 5 years ago

Member
Posts: 227

If grocery stores had Walmart gift cards I would be shopping on Walmart instead of Amazon. I did some shopping when Chase had bonus for using Chase pay with Walmart pay though.


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(@SO_CAL_RETAIL_SLUT)
Joined: 11 years ago

Posts: 11

Any data points if Capital One is pulling all 3 credit bureaus for new applicants? Capital One is notorious for pulling all 3 credit bureaus for their other cards.

Although, I don't know if they are using this all 3 credit bureau pull practice for their Bass Pro Shops and Cabela's portfolio. I have been told that Capital One is not pulling all 3 bureaus for Bass/Cabela's.

Also, the Sam's Club credit card program is not moving to Capital One, but staying with Synchrony Bank.

For those who already have or who will be applying and accepted for the Capital One-issued Walmart Master Card and Walmart store card, most customer service calls will be answered in the United States by the former Cabela's credit card center and now Capital One call center in Lincoln, Nebraska.

Capital One, for now, has elected to keep the Lincoln, Nebraska call center open. For how long though is anybody's guess. I don't know about the Walmart contract, but Bass Pro Shops has it written into their service level agreement that most Bass Pro Shops and Cabela's Master Card customer service calls have to be answered/handled by United States-based employees.

Will Capital One increase the incentives at the in-store level when hawking credit card applications vs. what Synchrony Bank usually offered....a 2 liter bottle of soda...I'm not kidding...a 2 liter bottle of soda!

At least at Sam's Club, Synchrony Bank will offer from time-to-time an incentive of anywhere from $25 to $50 for new account opening.

What Lucky hasn't mentioned if the Capital One-issued Walmart Master Card will allow you to receive cash back at the register at point of sale, and the cash back counts as a purchase and NOT as a cash advance. This has been a feature of the Synchrony-issued Master Card for both Walmart and Sam's Club, going back to the days when the card was a Discover card before what was then GE Capital, now Synchrony Bank transitioned the Discover portfolio to Master Card.

SO_CAL_RETAIL_SLUT


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(@SO_CAL_RETAIL_SLUT)
Joined: 11 years ago

Posts: 11

I answered my question in regard to the cash back feature at the register, or what is formally called "Quick Cash". Capital One will continue the option of offering cash back at the register in $20 increments for both the Walmart Master Card and Walmart store card, and the cash back will continue to count as a purchase and not as a cash advance.

The cash back feature will not qualify for any rewards, and it can't be used with the Walmart pay app in store.

Also, from time-to-time when Walmart offers promotional financing on purchases, those transactions will not count toward any rewards. I guess Capital One hopes everyone gets pegged at the highest intetest rate of 26.99% while getting measely rewards in the process.

SO_CAL_RETAIL_SLUT


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 JJ
(@JJ)
Joined: 11 years ago

Posts: 30

I haven't been inside a Wal-Mart store in more than 10 years. True story.


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(@Aliyan Rana)
Joined: 7 years ago

Posts: 1

Also, from time-to-time when Walmart offers promotional financing on purchases, those transactions will not count toward any rewards. I guess Capital One hopes everyone gets pegged seo


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(@Diane Poole)
Joined: 7 years ago

Posts: 1

I couldn't care less about the rewards. I used the Walmart Credit Card because of promotional financing. It was very helpful at Christmas. Now the card will sit in a drawer at home while I find a different way to pay for Christmas. Nearly every other store offers promotional financing. I'm really disappointed in this.


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(@DB Parrish)
Joined: 7 years ago

Posts: 1

Capital One Walmart Reward Card sent Email to do Feedback...how is that possible, when haven't received in the USPS/Snail Mail at my home yet???? Feedback is 'Good til Oct. 13th...' or have to go to the Site to do...sooooo, where's my Card???


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(@Gaynell McCormick)
Joined: 7 years ago

Posts: 1

I have had a Walmart mastercard for years and now they tell me it is being changed to Capital One...and not to use my credit card for three days..starting October 11...thru Oct 14....but as yet have not RECEIVED MY CAPITAL ONE CREDIT CARD,,,have always paid on time and when had to make some large charges I sent like $1000...to 2000. dollars instead of minimum payment so I can get my card back down to a natural spending cycle...have I been one they aren't issuing a Capital one Card too. Gaynell McCormick...


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(@Rita Renee Burm)
Joined: 7 years ago

Posts: 1

Still haven't received my new Walmart?CapitalOne card...now what??? Today is October 25th.


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(@John Ladd)
Joined: 7 years ago

Posts: 1

This is November 16 and I still haven't received my new Walmart/Capital One card.
Will I still be able to use my existing Master Card? When may I expect to receive my Capital One card?


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 Asif
(@Asif)
Joined: 7 years ago

Posts: 1

I wish walmart comes to India. It has indirect business but dont have a store in india.


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