Capital One Spark Cash Plus Application Approval Experience

PSA: Reports suggest that Capital One has a 4/24 rule. Best of luck.

I don’t understand. You say you successfully applied for the card in 2022 which I assume meant you received a bonus. But earlier you said if you’ve ever had the card you’re not eligible for the bonus. What am I missing?

I think that Ben is just simply sharing his experience when he applied for the card earlier. It does not seem like he canceled the card and applied for it again.

Does anyone know whether you can get the bonus on this card if you have had this card before? Lucky has two conflicting posts: one indicating that you cannot get the bonus if you had the card: https://onemileatatime.com/deals/capital-one-spark-cash-plus-bonus/#can_you_get_approved_for_the_capital_one_spark_plus and one (this one) indicating that you only cannot get approved if you current have the card. Thanks!

I had the same question

Thanks for the informative post! I wan to get this card for 1099 quarterly taxes, but I've heard that large charges can get declined on C1 business cards if they exceed your "spending power"---meaning they do have some kind of limit, but you don't know what it is. If I make a big tax bill my first charge, do you think I'd run into this problem?