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British Airways Is Adjusting The Fees They Charge For Paying By Credit Card

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(@lucky)
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In the US we don’t typically seeairlines charging fees for using credit cards. That’s primarily for a few reasons:

Continue reading: British Airways Is Adjusting The Fees They Charge For Paying By Credit Card

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(@switzerland)
Joined: 5 years ago

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"This only applies to tickets booked with UK credit cards, so if you’re a US-based British Airways passenger, you shouldn’t be hit with this fee"

Okay everyone, put away your pitchforks. Unpack your kittens and move along.


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(@Alan Costello)
Joined: 10 years ago

Posts: 37

For what it's worth, it's generally seen as a way to encourage debit card transactions, which the majority of Europeans are using far more than credit cards to begin with. That and most banks in the U.K. don't charge any fees on debit transactions to merchants.

Aer Lingus, also under the IAG umbrella, doesn't charge any card fees at all, hopefully it stays this way.


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(@Dominic Wood)
Joined: 10 years ago

Posts: 3

I've always found it a total liberty that BA charge ME for the privilege of giving THEM my hard earned money. Even more weird when I pay with my BA Amex for which I'm sure they get a decent kickback!


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(@adelaidearchitect)
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There's been a big hullabaloo about credit card fees here in Australia of recent times. QF used to think it appropriate to charge a fixed fee (I think it was $7) - which would have been almost acceptable, however it was applied per person, per flight sector!!! So for my wife and I to travel ADL-MEL-LAX-JFK-LAX-MEL-ADL last year saw us hit with $7 x 6x flight sectors x 2x Pax = $54. It was the same fee regardless of ticket price, fare class or cabin travelled..... It had been that way for years, but it's recently changed to something more reasonable. Thank God!


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(@Callum)
Joined: 11 years ago

Posts: 694

Dominic Wood - You're not giving them your money, you're giving them your banks money. And your bank is charging them for that...

Alan - I don't know if you're just pointing out a technicality in the back-end system, but all UK retailers are charged to accept debit card payments.


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 John
(@John)
Joined: 11 years ago

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Interbank interchange(Mastercard, VISA) on INTRA EEA (and the UK inside this bloc) consumer credit card transactions is legally limited to 0,3%. Card scheme fees are much lower, lets say 0,15%. BA will be on interchange++ pricing and, given their size, will be paying max 0,1%. They will be paying a few pence per transaction if they are using an external IPSP. Lets round this all up and say they are paying 0,6% for EEA consumer card transactions. Somebody is being ripped off here and its the consumer!
INTRA EEA Interchange for business cards is not limited but the fees are the same as for consumer cards.
Use a USA issued card in the UK and not only is there a high interchange but also extremely high card scheme fees. So it would be completely illogical not to surcharge for non European cards if processed through a UK located merchant ID.
I can only hope that the PSD2 prohibition of surcharging for transactions with a regulated interchange finally effect in 2017 and that this entire rip off is finally stopped.


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(@James)
Joined: 10 years ago

Posts: 151

I've never really understood why in Europe they prefer to accept Debit cards over Credit. I mean I guess the merchant is charged a lower fee and that's about it.

But as a consumer, I avoid using a debit card 99 % of the time, or if the shop i'm in does not take a credit card, I will just go somewhere else. To me there is always way more protection when paying with a credit card. It can take months to get your money back if someone clones and spends on your debit card.

I mean its 2016....not 1984, credit cards should be accepted everywhere and have no fees to use them.


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(@elvee)
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@Simon - when did QF have this per sector charge? Until recently they had a $7 fee on domestic, and $30 on intl (fees per ticket) but certainly nothing per sector for longhaul.


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 Red
(@Red)
Joined: 13 years ago

Posts: 134

Any change they fix Avios award search before January 11? It's totally broken.


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