[Sticky] Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten
(@lucky)
Member
Joined: 13 years ago
[#18069]
The Business Platinum Card from American Express has an $895 annual fee (Rates & Fees), so one question I’m frequently asked is whether it’s actually worth that much money. After all, most people don’t want to part with that much cash unless the math adds up.
Continue reading: Is The Amex Business Platinum Worth $895? Here’s The Value I’ve Gotten
Share your questions, experiences, and thoughts below.
(@mjonis)
Joined: 7 years ago
Posts: 56
May 20, 2026 9:09 am
The Hotels credit is very specific, IMO. Fine Hotels for one night, but it's a very narrow set and usually in foreign spots (which if you travel, as you do, is probably "easy" compared to most of us).
The $200 airline incidentals credit is mostly dead now. Delta "trick" no longer works (see Flyertalk forums), UA is gone. Not sure about AA/AS. Those of us that fly first/business the credit is basically useless.
But as always, YMMV.
(@Gene)
Joined: 18 years ago
Posts: 1516
May 20, 2026 9:11 am
@ Ben -- Not sure where you got the part about your phone needing to autopaid with AMEX Platinum business card to earn the $10/month credit. We have our auto pay set for CapOne VentureX, but I make a $10/month manual payment with each of our AMEX Plat Buisness cards, and the remainder is auto paid by CapOne. We receive the $10 AMEX credits like clockwork. Did something change this month?
(@Barry)
Joined: 7 months ago
Posts: 8
May 20, 2026 7:09 pm

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: The Business Platinum® Card from American Express (Rates & Fees).