Link: Learn more about the Graphite Business Cash Unlimited Card
Continue reading: Amex Launches Graphite Business Cash Unlimited Card: 2% Cash Back, $295 Fee
Share your questions, experiences, and thoughts below.
Hobbyists are going to complain about the annual fee. High-spending business owners are not. But, high-spending business owners will note the flexibility of the Spark Cash Plus having the ability to either take the cash back or convert to transferable points.
HARD PASS! Why would anyone get this card over the Wells Fargo signify card which gets 2% back with zero annual fee?!?! Don’t normalize this behavior of wanting to charge us $295 for the “privilege” of earning 2% cash back. RIDICULOUS!
I think it is important to understand why companies might sign up for this. The real perk they are offering compared to their other cards like the Blue Cash Business card is the no pre-set spending limit. For a major company this would be an advantage. Also, consider the speinding for the welcome bonus would not be a problem for a company. In addition, having the cash back could be important when running a business because of the use of points. Those that are in business for themself may not encounter such issues.
Hobbyists are going to complain about the annual fee. High-spending business owners are not. But, high-spending business owners will note the flexibility of the Spark Cash Plus having the ability to either take the cash back or convert to transferable points.
HARD PASS! Why would anyone get this card over the Wells Fargo signify card which gets 2% back with zero annual fee?!?! Don’t normalize this behavior of wanting to charge us $295 for the “privilege” of earning 2% cash back. RIDICULOUS!
Prob makes more sense to have multiple amex blue for business cards than this
Oof. Lame. Like Plum.
I think it is important to understand why companies might sign up for this. The real perk they are offering compared to their other cards like the Blue Cash Business card is the no pre-set spending limit. For a major company this would be an advantage. Also, consider the speinding for the welcome bonus would not be a problem for a company. In addition, having the cash back could be important when running a business because of the use of points. Those that are in business for themself may not encounter such issues.
What do you get for the $295 AF? For 2% cashback there are many attractive options.
To be fair, as a business card, the AF can be easily written off, so I don’t think it’s a huge issue. As for One AP, I have no idea how useful that is, or how useful the 2400 credit is. If this card earned MR points, I could see myself applying for one, even though the card is “basic”.