Chase Refer-A-Friend Is Now Available Through The Mobile App

Filed Under: Chase, Credit Cards

American Express and Chase are known for their refer-a-friend programs, where you can earn bonus points for referring friends to select credit cards. You can only refer friends to cards you have as well, and typically you get a bonus of 5,000-10,000 points for every friend you refer, up to a yearly cap (though the terms vary by card).

Up until now, Chase has had a dedicated refer-a-friend website, where you can enter your last name, billing zip code, and the last four digits of your card to refer someone. The good news is that this process has just been made easier.

It’s now possible to refer friends to Chase cards through Chase’s mobile app. To do so, just log in with your Chase online username and password, and when you see the summary of the cards, click on the three blue dots on the right, under the card that you want to refer people to. Once you do, you should see an option to “refer friends.”

On the next page you’ll given the option of how you want to invite people, with the option of referring by email, text, etc.

It’s pretty cool to be able to directly text friends about this.

Ultimately this is minor, though I’m sure I’m not the only one who occasionally has dinner with people who don’t have a good credit card strategy. It’s nice to be able to pull up your mobile app and immediately send them a link to a card, rather than doing it later, only to forget.

  1. Be careful of the 100,000 point stated annual max. I have Chase Ink Business Preferred, and assumed it meant that I could earn five of the 20,000 point bonuses. I sent out five referrals to friends that assured me that they’d sign up – but only one did. When I then sent out a sixth referral and that person signed up, Chase said I couldn’t get the bonus, because I had already sent out five referrals, regardless of whether they signed up or not.

    Anyone else had this happen? Kind of stinks. Choose your five friends carefully, because it’s once and done.

  2. Keep getting “Unfortunately, the system is unavailable at this time, and therefore, we’re unable to complete your request. Please try again later.” when I tried to use Chase referral website to get a referral link for Sapphire Reserve. It works OK for other cards like Freedom. Don’t know why this happens.

  3. Over the years, I’ve gone to the site many times and every single time been told none of my cards were eligible for referral bonuses. Has anyone else had this happen?

    It’s cost Chase a ton of new customers, as I just send everyone to Amex!

  4. Chase Freedom $150.00 Sign-up Bonus via referral link!!!
    Earn a $150 or 15,000 points bonus with the Chase Freedom Credit Card, worth even more if you have the Chase Sapphire Preferred and/or Chase Sapphire Reserved Credit Card. After you spend $500 on purchases in the first 3 months, you will receive the $150.00 sign-up bonus, which is the same as 15,000 points. I will be rewarded too if you apply using my referral link below and are approved for the card.

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