Register Now: Chase Freedom Q4 5x Points Category

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The Chase Freedom® Card is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.

The best part is that in conjunction with the Chase Sapphire Preferred® CardChase Sapphire Reserve® Card, or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.

Now open: register to earn 5x points for the fourth quarter of 2018

Between July 1 and September 30, 2018, Chase is offering 5x points for the first $1,500 of combined purchases with Lyft, Walgreens, and gas stations. However, registration for that category closed yesterday.

Chase has just opened registration for the fourth quarter 2018 bonus categoryYou can now register to earn 5x points on the first $1,500 of combined purchases with wholesale clubs, department stores, and on Chase Pay transactions, between October 1 and December 31, 2018.

Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.

I find these to be really useful bonus categories. Wholesale clubs are popular year-round, department stores are popular for holiday shopping, and Chase Pay can be used for payments with quite a few merchants (though Chase Pay doesn’t have as many merchant partners as some other mobile payment options).

How to make Chase Freedom points even more valuable

Just to recap, you earn points on the Chase Freedom® Card, and each point can be redeemed for one cent cashback.

However, if you have this card in addition to one of the cards that accrues Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:

So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.

Bottom line

The Chase Freedom® Card is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter. If you’ve already registered for the third quarter bonus category, you can continue to earn 5x points for Lyft, Walgreens, and gas stations, for the next couple of weeks.

Beyond that, you can now register to earn 5x points with wholesale clubs, department stores, and on Chase Pay transactions. I think these are some well rounded bonuses for the fourth quarter, and look forward to maxing them out.

Do you plan on maxing out the Chase Freedom fourth quarter 2018 bonus category?

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Comments

  1. Looks like you have the Q3 categories wrong.

    Separately, disappointed that restaurants didn’t make an appearance this year. The repeat of categories (gas stations for 2 quarters, along with Chase Pay) makes me wonder if they are intentionally trying to narrow the amount of points they hand out. Certainly feels that way.

  2. Lucky: How do you see the Revolut card for Non-US residents?
    European bonus miles and welcome bonus are so small, that I feel it is better to use Revolut for foreign currency transactions and look for good paid fares with the money you saved.
    Do you have the same view?

  3. I know this question might sound stupid…but this is for in-store purchase only or online as well for department stores…thnx!

  4. How to department stores ? I have an amex offer for department stores. But I am tired of buying adult diapers and sending it to the congressional Republicans.

    How else can I use the offer?

  5. Changing your post info without acknowledgement is poor AF. Thanks for the non-shoutout, Ben! (I don’t care, but you should acknowledge your editorial gaps)

  6. @chub, I realize I’m probably overthinking it, but Costco could also be considered a warehouse club or membership club? I just got the Ink Biz Unlimited and was thinking about PC’ing my Freedom Unlimited to the Freedom. Cheers.

  7. @Jeepie
    Definition of Warehouse Club when I googled it
    “an organization that operates from a large out-of-town store and sells goods in bulk at discounted prices to business and private customers who must first become club members.”

    According to the definition, Costco, Sam’s and BJ’s are Warehouse Clubs.

  8. EDIT: realized I put warehouse club instead of wholesale club in the definition, but they’re used interchangeably, so it shouldn’t matter.

  9. @chub, you convinced me. I’m getting the card.
    Just to be sure, I checked the Visa Supplier Locator for Costco:
    DISCOUNT STORES/ WAREHOUSE/ WHOLESALE – 5300
    Appreciate your comments

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