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The Chase Freedom® Card is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The best part is that in conjunction with the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.
Now open: register to earn 5x points for the fourth quarter of 2018
Between July 1 and September 30, 2018, Chase is offering 5x points for the first $1,500 of combined purchases with Lyft, Walgreens, and gas stations. However, registration for that category closed yesterday.
Chase has just opened registration for the fourth quarter 2018 bonus category. You can now register to earn 5x points on the first $1,500 of combined purchases with wholesale clubs, department stores, and on Chase Pay transactions, between October 1 and December 31, 2018.
Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.
I find these to be really useful bonus categories. Wholesale clubs are popular year-round, department stores are popular for holiday shopping, and Chase Pay can be used for payments with quite a few merchants (though Chase Pay doesn’t have as many merchant partners as some other mobile payment options).
How to make Chase Freedom points even more valuable
Just to recap, you earn points on the Chase Freedom® Card, and each point can be redeemed for one cent cashback.
However, if you have this card in addition to one of the cards that accrues Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:
So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.
The Chase Freedom® Card is one of the best no annual fee cards out there, and I do everything I can to max out the 5x points category every quarter. If you’ve already registered for the third quarter bonus category, you can continue to earn 5x points for Lyft, Walgreens, and gas stations, for the next couple of weeks.
Beyond that, you can now register to earn 5x points with wholesale clubs, department stores, and on Chase Pay transactions. I think these are some well rounded bonuses for the fourth quarter, and look forward to maxing them out.
Do you plan on maxing out the Chase Freedom fourth quarter 2018 bonus category?