Flexible Points
Citi Strata Elite℠ Card
Earn 75,000 bonus points after qualifying purchases
Flexible Points
- Earn Bonus Points on Dining
- Up to $300 Annual Hotel Benefit
- No Foreign Transaction Fees
Apply Now
Securely with Citi | Terms Apply.
In the interest of full disclosure, we may receive compensation when anyone clicks a link, has an application approved, or opens an account through this site. Please check out our advertising policy for further details about our partners, and thanks for your support.
What Ben Likes
The Citi Strata Elite is Citi's premium flagship card, offering a Priority Pass Select membership, four annual Admirals Club lounge passes, and up to $700 in annual credits across hotel, Splurge, and Blacklane categories, though not everyone will be able to maximize all of them. The rewards structure is interesting, with 12x points on Citi Travel® hotel and rental car bookings, 6x points on dining with Citi Nights℠ on Friday and Saturday nights, and 3x points on dining at all other times, plus a solid 1.5x points on everyday spending. The $200 Splurge Credit is pretty easy to use toward an American Airlines ticket, and the $300 hotel credit is straightforward to maximize with a two-night prepaid stay through Citi Travel. It's best for those who value lounge access, occasionally fly American, and can take advantage of the credits, and becomes even more compelling as part of a broader Citi ThankYou ecosystem alongside the Double Cash or Strata Premier for everyday spending. Read OMAAT Review >Learn more from these OMAAT posts:
- Citi Strata Elite Card Review: Are The Premium Perks Worth The Fee?
- Is The New Citi Strata Elite Card Worth It? 10 Reasons To Apply
- The Citi Strata Elite Card’s Incredible First Year Value: Why It Stands Out
- Citi Strata Elite Card Application Experience: Instant Approval!
- Citi Strata Elite Card Welcome Bonus Summary
Card Details
Foreign Transaction Fee:
0%
Annual Fee:
$595
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
- Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
- Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
- Earn 1.5 Points per $1 spent on All Other Purchases
- Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
- No Foreign Transaction Fees