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In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support! 

How it works

  1. We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
  2. You can filter by card type and features
  3. Select up to three cards to view a quick comparison

Best Flexible Points ThankYou Points Cards

Flexible Points
Citi Premier Card

Citi Premier® Card

Earn 60,000 ThankYou points after qualifying purchases
Flexible Points
  • Earn 3x Points on Airfare
  • Earn 3x Points on Hotels
  • Earn 3x Points at Restaurants
Apply Now Securely with Citi | Terms Apply.
The Citi Premier® Card offers the most rewarding bonus categories of any mid-range credit card, in my opinion, as the card offers 3x points in five different categories. I also love Citi ThankYou points, and get huge value by transferring them to airline partners, especially in conjunction with a transfer bonus.

For a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Foreign Transaction Fee: 0%
Annual Fee: $95
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
  • Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Earn 60,000 ThankYou Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

ATT Points Plus Card from Citi

AT&T Points Plus® Card from Citi

Earn a $100 Statement Credit after qualifying purchases
  • Earn 3x Points at Gas Stations
  • Earn 2x Points at Grocery Stores
  • No Annual Fee
Apply Now Securely with Citi | Terms Apply.

Earn 3 ThankYou® Points per $1 spent at Gas Stations

Earn 2 ThankYou® Points per $1 spent at Grocery Stores

Earn 1 ThankYou® Point per $1 spent on all other purchases

Foreign Transaction Fee: 3%
Annual Fee: N/A
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
  • Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
  • Earn 3 ThankYou® Points per $1 spent at Gas Stations
  • Earn 2 ThankYou® Points per $1 spent at Grocery Stores
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • No limit to the amount of points you can earn, and your points will not expire.
  • No Annual Fee

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening