The Hilton Aspire Card is one of the most rewarding hotel credit cards out there.
While the card has a hefty annual fee, it offers some truly incredible perks, including top tier Hilton Honors™ Diamond status, a free night reward annually, and significant statement credits.
To say that I’ve gotten outsized value from this card would be an understatement.
Card Members can earn 14X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
Card Members can earn 3X Points on all other eligible purchases.
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
Earn 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
Card Members can earn 7X Points on purchases of flights booked directly with airlines or flights booked through American Express Travel, car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
Card Members can earn 3X Points on all other eligible purchases.
$400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
$200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
CLEAR+ helps get you to your gate faster at 55+ airports nationwide. Receive up to $219 per calendar year in statement credits when you pay for your membership (subject to auto-renewal) with the Hilton Honors Aspire Card.
Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in a calendar year.
$100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
Whenever you travel more than 100 miles from home, Premium Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical, legal, and financial referrals. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
$550 annual fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.
Earn
150,000 Hilton Honors Points
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Bilt Palladium Card
50,000 Bilt Points + Gold Status offer
2X points on everyday purchases
Earn up to 1.25X points on rent and mortgage payments
The Bilt Palladium Card is the crown jewel of the Bilt lineup, offering 2x points on everyday purchases, a 50,000-point welcome bonus, a Priority Pass membership, $200 in annual Bilt Cash, and up to $400 in hotel credits each year. The combination of a flat 2x earning rate with using Bilt Cash for the spending accelerator feature can push daily earning rates to a consistent 3x for a majority of purchases.
While the annual fee is steep, the math very much checks out for the right type of card holder. It's best for high spenders and those with significant housing payments who can extract maximum value from the premium perks and the broader Bilt ecosystem.
Intro Purchase APR:10% for the first 12 billing cycles after account opening
Intro Balance Transfer APR:N/A
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
2X points on everyday spend
$400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
$200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.
Earn
50,000 Bilt Rewards
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.