Questions and Answers

Lucky,
I love, love, love your blog! Thanks for sharing so much of your life and experiences with us. It’s also made me realize I need to make some changes to my credit cards. With that in mind, (and I know you’ve answered a ton of these before) would you give your blessing on my card strategy?
I currently have two Delta Reserve AMEX cards (one for my partner and one for myself). Most of our spending goes here in order to get our MQM bumps with Delta. Yes, I’d rather not be beholden to Delta, but that’s our best option in Memphis for now. I need a second card for those businesses that don’t take AMEX. I’d like to replace my Marriott Visa Signature. I rarely stay at Marriotts and don’t find they have many aspirational properties (not to mention I’ve never been able to use my free night certificate). I should say my primary goal is business/first class award seats to Europe/Asia. Based on your website, it looks like Chase Sapphire Preferred is the way to go? My only reservation is my limited spending on this card for the $95 annual fee.
Thanks again and I promise to use the link on your website for the card.
ps. Would you consider slumming it a little bit and give us some Skyteam business class reviews soon?

@ Barry White — Can’t blame you at all for putting spending on the Delta card to retain status! Ultimately the first “tier” of cards which are worth putting spending on are going to have a $95 annual fee, so I think the Chase Sapphire Preferred Card would still be your best bet. Between the lack of foreign transaction fees and lucrative points earning structure, I think it’s tough to beat for what you’re hoping for.

Good luck and let me know if you have any other questions!