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Why have so many CC open at same time?
Hi Ben, I recently saw one of your new stories on you tube and it said you had 40 credit cards open at same time. I’m confused, shouldn’t you open a CC, get the sign up bonus and then cancel so you can sign up for the sign up bonus again in a year or two? By leaving it open you can’t do that. Why do you leave all your cards open? Don’t the annual fees add up?
Ben wrote about this a while back, and I feel like he has an updated post but I can’t seem to find it. Either way, here is the post from last year. He explains how he (like a lot of us), can get outsized benefits by holding on to the cards. For instance, the IHG card has an annual fee of $49, but has an annual free night certificate where you can easily save more than $49.
Take a look and chime back in with other questions!