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Answers (2)

Why have so many CC open at same time?

Why have so many CC open at same time?

  1. Anonymous

    Hi Ben, I recently saw one of your new stories on you tube and it said you had 40 credit cards open at same time. I’m confused, shouldn’t you open a CC, get the sign up bonus and then cancel so you can sign up for the sign up bonus again in a year or two? By leaving it open you can’t do that. Why do you leave all your cards open? Don’t the annual fees add up?

  2. rickyw

    Hi Kyle,

    Ben wrote about this a while back, and I feel like he has an updated post but I can’t seem to find it. Either way, here is the post from last year. He explains how he (like a lot of us), can get outsized benefits by holding on to the cards. For instance, the IHG card has an annual fee of $49, but has an annual free night certificate where you can easily save more than $49.


    Take a look and chime back in with other questions!

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