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Answers (7)

which is the best credit card to use for a cruise?

which is the best credit card to use for a cruise?

  1. Yukon

    Hello,
    I’m considering going on a cruise and paying with one of my (now many!) credit cards. Any suggestions on which card may be best? I’ve tried reviewing and see that the cards mention hotel and air…but unclear on cruises. Any help is much appreciated!

  2. Gaurav

    I think a general travel category card like the CSP, CSR or the Citi TY Premier is probably going to get you the most bang for your buck. I don’t do much reading on cruises but if it’s a disney cruise I’m not sure if you can get gift cards using something like Ink or grocery store bonus cards to rack up some points.

  3. Yukon

    Thanks Gaurav. No its for a river cruise. But will one get 1 point per travel or do one of these premier cards consider it travel and give us 2-3 points?

  4. Donna

    I’m not a cruiser but my SIL travels this way and she swears by the Barclaycard Arrival Plus because she gets 2 miles for every dollar spent and she can redeem for cruises or other travel.

  5. Anonymous

    Both Chase and Citi count cruises as “Travel” for the purposes of earning multiple points per dollar: [URL]http://onemileatatime.boardingarea.com/2015/03/22/how-do-different-credit-cards-define-travel/[/URL]

  6. MidSouthSkier

    I’m with [USER=1566]@Gia[/USER]. I just got back from a river cruise and am paying for next year’s cruise now. I’m spreading out my payments so I can offset them with Barclaycard points. I’m currently putting all my non-bonus spend on that card and MSing with it and while it won’t totally erase the cost of the cruise it certainly helps to defray it!

  7. Yukon

    Thank you for all of your answers! [USER=7]@Tiffany[/USER] that’s exactly the answer I was looking for but was eluding me-thanks!

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