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Which AMEX card makes more sense long term?
While I have the Amex Starwood Preferred card, I do not have a card that earns Membership Rewards. Any thoughts on whether I should go for the Premier Rewards Gold or Everyday Preferred? I know the differences in bonus points and annual fees, I’m just wondering 3-5 years down the line, which would provide with more Membership Rewards earning power. Thanks.
It depends on the type of spend you’d be putting on there.
The Everyday card is great for purchases at supermarkets since it earns 2x points on the first $6k. 20+ charges per month gets you a 20% bonus on all points.
The Everyday Preferred card with a $95 annual fee will get you 3x at supermarkets for the first $6k and 2x on gas as well as a 50% points bonus for every cycle where you make 30 or more charges.
The Amex PRG has an annual fee of $195 but you’re also eligible for a $100 airline fee credit. It earns 3x on airfare purchased directly from airlines as well as 2x at restaurants, gas and supermarkets.
Thanks David. My intent is to use either card primarily for supermarket and gas spend while continuing use of CSP for travel and dining.
Hi [USER=2238]@CLM[/USER], and welcome!
If you’ll use the card for gas and groceries, the EDP is a no-brainer — just make sure you get to 30 transactions every month!