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When to close a card
I just got accepted for the Marriot Reward100k pts and have spending already allocated to meet the spending requirements for the 100k pts. Since one of the objects of travel hacking is to churn cards, how long should I keep the card after meeting the spend requirements, before closing it down so I can churn it again at a future date?
Card issuers generally frown upon cards being opened and then immediately closed after earning the sign-up bonus. I’d keep it at least a year, until the annual fee is due again.
Also, Chase currently gives you the sign up bonus if you hadn’t received in the last 2 years so you could hold on to the card for a while before canceling and reapplying.
It’s not really hacking when you’re playing by the rules……..