When to close a card

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by Greg New Member May 9, 2017, 2:10 pm

When to close a card

Greg New Member
May 9, 2017, 2:10 pm

Hi Lucky,

I just got accepted for the Marriot Reward100k pts and have spending already allocated to meet the spending requirements for the 100k pts. Since one of the objects of travel hacking is to churn cards, how long should I keep the card after meeting the spend requirements, before closing it down so I can churn it again at a future date?

Cheers!
Greg
MidSouthSkier Community Ambassador
May 9, 2017, 2:15 pm

Card issuers generally frown upon cards being opened and then immediately closed after earning the sign-up bonus. I’d keep it at least a year, until the annual fee is due again.
David W Community Ambassador
May 9, 2017, 2:29 pm

Also, Chase currently gives you the sign up bonus if you hadn’t received in the last 2 years so you could hold on to the card for a while before canceling and reapplying.

It’s not really hacking when you’re playing by the rules……..

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When to close a card