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U.S. Credit Card Use when Living Overseas
I live and work in Dubai. While most of the best cards have no foreign transaction fees, is there a downside to using a US issued credit card (such as Chase Sapphire) considering exchange rates?
Not really, the improved rewards schemes on the U.S. credit cards generally offset the exchange rates.
There were a few tests recently that showed Mastercards as having slightly better exchange rates than Visa. It might not matter for a few purchases but might be something to consider if you are going to be using the card year round.