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Answers (2)

Points math help needed

Points math help needed

  1. Patrojan

    Hi!

    If I charge my rent each month on my Cap One Venture card, I will get approximately 5,000 points each month. But my rental company will charge me a $60/month convenience fee. I can’t wrap my head around the math to determine if it makes sense to spend $60 to earn 5,000 miles. Can someone help me out? Thanks in advance!

  2. MidSouthSkier

    If you look at the top of this page and click on Start Here, there’s a menu choice called Value of Miles & Points. On that page Ben values Capital One points at 1.1 cents each (aka .011). 5000 points x .011 = $55. So you’d end up losing $5 each month on that deal.

    Now keep in mind there may be occasions where it’s worth it. If you need to top off your account balance so you can get a fabulous award flight/hotel then you might consider it. But it doesn’t appear to be worth it to me.

    (If my math is wrong, someone please correct me!)

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