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Answers (2)

I have Chase Reserve….cancel or change my Chase Sapphire

by Ben Schlappig Guest October 6, 2016, 12:27 pm

I have Chase Reserve….cancel or change my Chase Sapphire

Anonymous Guest
October 6, 2016, 12:27 pm

I have a question I haven’t been able to get a straight answer on. I have the Chase Reserve card, the Chase Freedom card, and the Chase Sapphire Preferred. Obviously the Chase Sapphire is extraneous at this point, so the question is, do I cancel the card or change it to a Chase Freedom Unlimited?

More importantly, if I do change it, will that count towards 5/24? The whole reason I was able to get the Reserve was because I lie low and wait for the best offers. Going from 1% on everyday spend to 1.5% does not seem worth it if changing the card will count towards 5/24.

Does anyone know the answer? Thanks!
Gaurav Community Ambassador
October 6, 2016, 1:39 pm

I believe your account number stays the same so it shouldn’t count towards the new accounts limit. With that being said only Chase will be able to give you a definitive answer on this and they aren’t disclosing their exact parameters unfortuately.