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“Downgrading” an existing card
If I ask the credit company to “downgrade” a particular card of mine to a different and “no-fee” card, does that add to the “new cards opened” list and affect Chase’s 5/24 rule?
I would not think so. I downgraded my CSP to Freedom Unlimited and the number didn’t even change. Ditto when I upgraded my no-fee Hilton Amex to the Surpass.
[QUOTE=”MidSouth Skier, post: 51232, member: 184″]I would not think so. I downgraded my CSP to Freedom Unlimited and the number didn’t even change. Ditto when I upgraded my no-fee Hilton Amex to the Surpass.[/QUOTE]
Thank you – good to know!
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