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Answers (3)

Credit Card Categories

Credit Card Categories

  1. rickyw Community Ambassador

    Hi –

    Is there a way to know, before making a purchase, what a business is categorized as for cc spending?

    I have the Discover It card. Don’t use it much for anything except maximizing the quarterly bonuses. I live in DC, and loaded a few hundred dollars on my Metro card last month because the 5% bonus was on ground transportation. Turns out, Discover is processing the subway as Entertainment, and not Transportation, making it ineligible for the bonus.

    Just wondering if moving forward there is a way to know beforehand (aside from charging something like $1 and seeing what it posts as).

    Thank you!

  2. Gaurav Community Ambassador

    [USER=1436]@rickyw[/USER] you could try using the Visa merchant category locator.

  3. Anonymous Guest

    Having spent a few years living in DC and commuting on the Metro, that might be a fair assessment of the situation! 😉

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