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Answers (2)

Citi Prestige Downgrade to Citi Premier

Citi Prestige Downgrade to Citi Premier

  1. Anonymous

    With the recent changes I am considering downgrading to the Citi Premier card and have a couple of questions.

    1) Will this result in a hard credit inquiry?
    2) Will I be able to keep the points earned with my Prestige or will they expire within a certain amount of time?

    Thank you for your help,

  2. PhatMiles

    I am not very confident of the answers to your questions.

    But, I would consider if downgrading makes you ineligible for a signup bonus on the TY Premier or not. If so, I would not do that.

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