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Chase Sapphire Reserve Adoption Strategy
Hi. New here. Recently retired and late to the credit card/bonus miles game. Learning a ton and really appreciate this site and forum. Received the Chase Sapphire Reserve about three weeks ago and well on the way to the $4k threshold. Already received the $300 travel credit. Questions: We would like to get my wife her own, thereby receiving 200,000 miles as soon as possible. However we have no plans to spend another $300 on travel expenses before the December statement. Any ideas? At what point will our spending show up on the January statement so we start fresh with a new calendar year towards the $300 credit? Also, I assume we can each sign up for the same card. We have excellent credit. Finally, any idea whether our Costco card, dropped by AMEX and picked up by Citi this last June will count towards the 5/24 rule? Thanks for any advice.
Not sure about the Costco card but that seems to be something you could explain to an agent on a reconsideration call. There have been reports that Chase will consider extenuating circumstances like those. You may have to call a few times to get a helpful agent though.
Your wife can definitely get the same card. You could get it now and get airline gift cards to get the travel credit before December. My understanding is that after your December statement closes you should be able to start on next year’s rebate but since this is a brand new card I can’t state that with certainty.