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Best Credit Card to buy car?
Assuming I have no spend bonuses to meet, which would be the best card to put a car purchase on? Debating between Hilton Aspire, Marriott Bonvoy Brilliant, Hyatt Visa, Chase Ink Preferred, Chase Sapphire Preferred. Thank you!
Hi Lily, I wasn’t aware you could put an entire vehicle purchase on a credit card. I thought most dealers have a $5,000 limit before they make you write a check and/or finance.
Curious to hear insights from anyone else though!
It depends on the dealer. I bought my car from AutoNation and could have put the whole thing on a card. As it was I was able to put about half of it on several cards.
Keep in mind you’ll need a credit limit high enough to cover the entire purchase. And of course we’d hope that you already had the cash to pay for it and aren’t planning to pay any interest charges.
I bought a new BMW from auto nation and they only let me put $5,000 on a credit card.
I bought my car in 2017, so maybe things have changed. I ended up putting $12-13K on cards.