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Answers (2)
Best card for recent college graduate
Best card for recent college graduate
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BillygMy daughter just graduated and I was wondering what would be the best credit card for her. I was thinking something with cash back as opposed to just miles? Thanks.
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MidSouthSkier
Welcome [USER=3321]@Billyg[/USER] – your instincts are good. I’d go with either the Citi Double Cash card or the Chase Freedom card. Both are no-fee cards.
With the CDC you get 1% cash back when you buy and 1% back when you pay. Just be sure NOT to apply cash back as a statement credit or it doesn’t count as the 1% when you pay.
With the Chase Freedom card there are rotating quarterly bonus categories that earn 5% cash back. She can use the points earned as cash back or she can use the points to book travel through the Chase Ultimate Rewards portal.
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