Questions and Answers

i was just chatting w cs at chase to confirm the reward of my new amazon prime card. i was under the impression from reading that as a prime member i was getting 5% back on purchases at amazon. what i’m actually getting is 5% back in points — 100 points equals $1.00 – so not near what i thought or how marketed. did i miss something or is this a bait and switch? must be better cards for amazon rewards. thanks

This is how it usually works for the amazon card. 5% back on amazon purchases, in the form of points. You can redeem points toward amazon purchases or get cash back.

[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]
[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]

The marketing of the card only states %Back, it doesnt specifically say % Cash Back.

If you purchase a lot on Amazon, this is the best card for that, assuming you’re fine with cash back rewards or using points to pay. No other card provides 5% back on amazon purchases year-round.

What was your assumption regarding the rewards of the card?

[QUOTE=”David W, post: 30275, member: 29″]This is how it usually works for the amazon card. 5% back on amazon purchases, in the form of points. You can redeem points toward amazon purchases or get cash back.

[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]
[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]

The marketing of the card only states %Back, it doesnt specifically say % Cash Back.

If you purchase a lot on Amazon, this is the best card for that, assuming you’re fine with cash back rewards or using points to pay. No other card provides 5% back on amazon purchases year-round.

What was your assumption regarding the rewards of the card?[/QUOTE]
i
[QUOTE=”David W, post: 30275, member: 29″]This is how it usually works for the amazon card. 5% back on amazon purchases, in the form of points. You can redeem points toward amazon purchases or get cash back.

[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]
[URL]https://www.chase.com/personal/credit-cards/amazon/earn-rewards[/URL]

The marketing of the card only states %Back, it doesnt specifically say % Cash Back.

If you purchase a lot on Amazon, this is the best card for that, assuming you’re fine with cash back rewards or using points to pay. No other card provides 5% back on amazon purchases year-round.

What was your assumption regarding the rewards of the card?[/QUOTE]
i thought i was getting 5% cash back. i had just come off of an amazon blue promo of 10% off all amazon purchase and thought this was similar. i shop amazon alot — why wouldn’t a 2% cash back card be better? if i use 2% card for a $100 purchase – i get $2. if i use amazon card I get 5 point. and per chase amazon reward 100 points = $1.00 . am i missing something? thanks

You get 5% back in amazon points, which can then be redeemed for cash back.

$100 spent at amazon:
2% cash back card – $2 back
5% amazon card – 5 points per dollar spent at amazon so this would get you 500 points, which equal $5 cash back